AUTOPACK HOLDINGS LTD

🏛️Establishedactive
12629494 · ltd · incorporated 2020-05-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£1.67M
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

8 live charges · 3 lenders · oldest 5.7y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 5.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,672,882
Cash draining
Cash down 63% YoY
Cash YoY
-63%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↓ 63% YoY
Net Worth
£1.7m
↑ 91% YoY
Current Assets
£1.2m
↑ 198% YoY
Current Liabilities
£0£335k£669k£1.0m£1.3m£1.7mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£2.11M£1.33M
Current assets£1.15M£387.8k
Cash£8.8k£23.7k
Debtors£1.14M£364.1k
Net assets£1.67M£876.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 1 confirmation-statement
  • 1 resolution
  • 1 incorporation
Last 180 days
3
filings
  • 1 confirmation-statement
  • 1 resolution
  • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-05-01
    📄
    resolution
    resolution · RESOLUTIONS
  2. 2026-05-01
    📄
    memorandum-articles
    incorporation · MA
  3. 2025-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-06-06
    🔒
    Charge registered #8
    Lender: Hsbc UK Bank PLC
  6. 2024-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-11-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2024-11-05
    🔒
    Charge registered #7
    Lender: Hsbc UK Bank PLC
  9. 2024-10-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-10-17
    🔓
    Charge satisfied #6
  11. 2024-08-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2024-08-07
    🔒
    Charge registered #6
    Lender: Hsbc UK Bank PLC
  13. 2023-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-01-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2023-01-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2023-01-11
    🔓
    Charge satisfied #4
  17. 2023-01-11
    🔓
    Charge satisfied #3
  18. 2022-12-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2022-12-08
    🔒
    Charge registered #5
    Lender: Barclays Security Trustee Limited
  20. 2022-11-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2021-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-12-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2021-12-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2021-12-17
    🔒
    Charge registered #4
    Lender: B.I.G Finance Limited
  25. 2021-12-17
    🔒
    Charge registered #3
    Lender: B.I.G Finance Limited
  26. 2021-04-28
    📄
    capital-allotment-shares
    capital · SH01
  27. 2021-04-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  28. 2021-04-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  29. 2020-12-09
    🔒
    Charge registered #2
    Lender: Barclays Security Trustee Limited
  30. 2020-10-19
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  31. 2020-05-28
    🏢
    Company incorporated
    As AUTOPACK HOLDINGS LTD
  32. 2020-05-28
    KEDWARD, Susan Louise appointed
    director
  33. 2020-05-28
    KEDWARD, Wayne Gary appointed
    director

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Wayne Gary Kedward
Individual · British · DOB 12/1970 · age 56
5075%
50–75%board control50-75% shares · 50-75% voting · board control28/05/2020
Mrs Susan Louise Kedward
Individual · British · DOB 09/1967 · age 59
2550%
25–50%25-50% shares · 25-50% voting28/05/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-05-28
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Sme House
Holme Lacy Industrial Estate
Hereford
HR2 6DR
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-06-10
Last: 2026-05-27

Officers (2 active · 0 resigned)

KEDWARD, Susan Louise
director · ~59y · appointed 2020-05-28
View their other companies + combined net worth →
Active
KEDWARD, Wayne Gary
director · ~56y · appointed 2020-05-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
5
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/06/2025
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property05/11/2024
satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property07/08/202417/10/2024
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property08/12/2022
satisfied
B.I.G Finance
B.I.G Finance Limited
A registered charge1 property17/12/202111/01/2023
satisfied
B.I.G Finance
B.I.G Finance Limited
A registered charge1 property17/12/202111/01/2023
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property09/12/2020
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge19/10/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (29 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-29
resolution
resolution · RESOLUTIONS
2026-05-01
memorandum-articles
incorporation · MA
2026-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-14
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-11
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-11