A&F PROPERTIES LTD
🏛️Establishedactive
12666865 · ltd · incorporated 2020-06-12
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£6.0k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 5.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,050
Cash YoY
+69%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
↑ 69% YoY
Net Worth
£6k
↑ 39% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £304.6k | £298.8k |
| Cash | £5.7k | £3.4k |
| Net assets | £6.0k | £4.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-02-14➕ALYOUSIF, Abdul Rehman appointeddirector
- 2022-02-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-24🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-07-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-07-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-07➕ALTUHAFI, Fatin Nadhum appointeddirector
- 2020-07-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-07-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-07-01➖ALYOUSIF, Abdul-Rahman Taha, Dr resigneddirector
- 2020-06-12🏢Company incorporatedAs A&F PROPERTIES LTD
- 2020-06-12➕ALYOUSIF, Abdul-Rahman Taha, Dr appointeddirector
- 2020-06-12📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Fatin Nadhum Altuhafi Individual · British · DOB 07/1967 · age 59 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest · firm interest | 01/07/2020 |
1 historic (ceased) PSC
- Dr Abdul-Rahman Taha Alyousifceased 07/07/2020· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A JAMES SULLIVAN MANAGMENT LTD→ 15595588 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A.E.MONK & CO.(LONDON)LIMITED→ 00258527 · est 1931 · no financials extracted | — | — | — | — | 94y | — | — |
| A.H PROPERTIES & DEVELOPMENTS LTD→ 16293377 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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| ACF HOMES LTD→ 16682316 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACTON HOUSE LIMITED→ 02990241 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ADVENT DOMESTIC PROPERTY LTD→ 17033020 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AEDY LTD→ 14114718 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AEGAN REAL ESTATES LIMITED→ 13370882 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AEONEUM ESTATE LIMITED→ 16236444 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AEONIAN RIVER PROPERTIES LTD→ 14275661 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AEVI REAL ESTATE GROUP LTD→ 14999878 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-06-12
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
52 Aragon Avenue
Epsom
KT17 2QG
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-09-03
Last: 2025-08-20
Officers (2 active · 1 resigned)
ALTUHAFI, Fatin Nadhum→
Activedirector · ~59y · appointed 2020-07-07
View their other companies + combined net worth →
ALYOUSIF, Abdul Rehman→
Activedirector · ~59y · appointed 2022-02-14
View their other companies + combined net worth →
ALYOUSIF, Abdul-Rahman Taha, Dr→
Resigneddirector · ~59y · appointed 2020-06-12 · resigned 2020-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/11/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-10
appoint-person-director-company-with-name-date
officers · AP01
2022-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-12-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-07-27
termination-director-company-with-name-termination-date
officers · TM01
2020-07-27