2 VINCENT ROAD LIMITED
🏛️Establishedactive
12683301 · ltd · incorporated 2020-06-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-118.9k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 3.8y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.8 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £118,893
Key financials
1 year extracted from filed iXBRL accountsCash
£641
Net Worth
-£119k
Current Assets
£641
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|---|
| Total assets | £1.74M |
| Current assets | £641 |
| Cash | £641 |
| Net assets | £-118.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-11📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-02-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-21🔓Charge satisfied #4
- 2024-11-21🔓Charge satisfied #3
- 2024-11-20🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2024-09-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-05-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-05-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-17➕PATEL, Kalpan appointeddirector
- 2024-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-16🔒Charge registered #4Lender: Goldentree Financial Services PLC
- 2023-06-16🔒Charge registered #3Lender: Goldentree Financial Services PLC
- 2023-06-16🔓Charge satisfied #2
- 2023-06-16🔓Charge satisfied #1
- 2023-03-17🔒Charge registered #2Lender: United Trust Bank Limited
- 2022-08-25🔒Charge registered #1Lender: United Trust Bank Limited
- 2020-06-19🏢Company incorporatedAs 2 VINCENT ROAD LIMITED
- 2020-06-19➕PATEL, Chirag appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Vks Holding Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Vks Holding Limited
Corporate parent · holds 25-50% shares
⬇
2 VINCENT ROAD LIMITED
This company · 12683301
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kalpan Patel Individual · British · DOB 09/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/05/2024 |
Vks Holding Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/06/2020 |
1 historic (ceased) PSC
- Mr Chirag Patelceased 17/05/2024· 75-100% shares · 75-100% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · ME postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 J SCAFFOLDING LTD→ 15184931 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 12 PARK AVENUE DOVER MANAGEMENT LIMITED→ 08293709 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 24/7 SOLVE LTD→ 09469553 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 24HR HEATING LTD→ 10935165 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 360 ELECTRICAL LTD→ 16203870 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 38.SPRINKLERS LIMITED→ 16755704 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3B LIMITED→ 13297561 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 3K ELECTRICAL SERVICES LTD→ 09248273 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 3SB CONVERSIONS LTD→ 13170728 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4 BROTHERS CONSTRUCTIONS LTD→ 13005803 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4.A INVESTMENTS LTD→ 11869634 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 4H SCAFFOLDING SERVICES LTD→ 11780596 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-06-19
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
714 London Road
Larkfield
Aylesford
ME20 6BL
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-12
Last: 2025-05-29
Officers (2 active · 0 resigned)
PATEL, Chirag→
Activedirector · ~45y · appointed 2020-06-19
View their other companies + combined net worth →
PATEL, Kalpan→
Activedirector · ~36y · appointed 2024-05-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 3 properties | 20/11/2024 | — | |
| satisfied | Goldentree Financial Services Goldentree Financial Services PLC | A registered charge | — | 16/06/2023 | 21/11/2024 | |
| satisfied | Goldentree Financial Services Goldentree Financial Services PLC | A registered charge | 3 properties | 16/06/2023 | 21/11/2024 | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 1 property | 17/03/2023 | 16/06/2023 | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 1 property | 25/08/2022 | 16/06/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-07
change-person-director-company-with-change-date
officers · CH01
2025-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-06
change-person-director-company-with-change-date
officers · CH01
2025-02-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-02-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-28
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-21
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-21