BRICS PROPERTIES LTD
🏛️Establishedactive
12689953 · ltd · incorporated 2020-06-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 5.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-29🔒Charge registered #4Lender: Paratus Amc Limited
- 2021-06-01📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-01🔒Charge registered #3Lender: Romaco Spv 2 Limited
- 2020-12-01🔒Charge registered #2Lender: Romaco Spv 2 LTD
- 2020-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-20🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
- 2020-06-22🏢Company incorporatedAs BRICS PROPERTIES LTD
- 2020-06-22➕LLOYD, Bernadette Marie appointeddirector
- 2020-06-22➕LLOYD, Sarah appointeddirector
- 2020-06-22📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Bernadette Marie Lloyd Individual · British · DOB 12/1960 · age 66 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/03/2023 |
1 historic (ceased) PSC
- Miss Sarah Lloydceased 10/03/2023· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · LD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & L POWELL PROPERTY LTD→ 16718892 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.AND H.F.(PONTYPRIDD)LIMITED→ 00797765 · est 1964 · no financials extracted | — | — | — | — | 62y | — | — |
| ABB INVESTMENTS LTD→ 15309801 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANU OLU INVESTMENT LTD→ 14220527 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ATM RENOVATIONS & LETTINGS LIMITED→ 07040248 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AW 2001 LIMITED→ 05243357 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BELL HOUSE PROPERTIES LIMITED→ 09010305 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BESSANT35 LTD→ 13879579 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BLAENYCWM ESTATE LIMITED→ 13412031 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRECON SELF STORAGE LIMITED→ 10312755 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BROOKS PROPERTY STRATEGY LTD→ 17124262 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BURGESS LAND LTD→ 09995881 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-06-22
Jurisdictionwales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Bronwysg High Street
Sennybridge
Brecon
LD3 8PG
Wales
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02
Officers (2 active · 0 resigned)
LLOYD, Bernadette Marie→
Activedirector · ~66y · appointed 2020-06-22
View their other companies + combined net worth →
LLOYD, Sarah→
Activedirector · ~25y · appointed 2020-06-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 29/10/2021 | — | |
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 01/12/2020 | — | |
| outstanding | Romaco Spv 2 Romaco Spv 2 LTD | A registered charge | 1 property | 01/12/2020 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 20/10/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-08-02
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-23
change-person-director-company-with-change-date
officers · CH01
2021-06-01