A AND J DEVELOPMENT GROUP LTD

🏛️Establishedactive
12692800 · ltd · incorporated 2020-06-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£63.0k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -71% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 5.4y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 5.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £63,034
Cash draining
Cash down 71% YoY
Cash YoY
-71%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↓ 71% YoY
Net Worth
£63k
↑ 20% YoY
Current Assets
£96k
↑ 44% YoY
Current Liabilities
£0£19k£38k£57k£76k£96kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£741.7k£731.1k
Current assets£95.5k£66.4k
Cash£1.5k£5.3k
Debtors£94.0k£61.1k
Net assets£63.0k£52.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-05-25
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2024-05-25
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  7. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-04-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2022-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-10-20
    SAHI, Suresh Pratap, Dr resigned
    director
  12. 2021-01-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2020-12-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2020-12-24
    🔒
    Charge registered #2
    Lender: Hampshire Trust Bank PLC
  15. 2020-12-24
    🔒
    Charge registered #1
    Lender: Hampshire Trust Bank PLC
  16. 2020-06-23
    🏢
    Company incorporated
    As A AND J DEVELOPMENT GROUP LTD
  17. 2020-06-23
    SAHI, Amitosh Kumar, Dr appointed
    director
  18. 2020-06-23
    SAHI, Penny Care appointed
    director
  19. 2020-06-23
    SAHI, Sunayan appointed
    director
  20. 2020-06-23
    SAHI, Suresh Pratap, Dr appointed
    director
  21. 2020-06-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 74 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Sunayan Sahi
Individual · British · DOB 03/1952 · age 74
2550%
25–50%board control25-50% shares · 25-50% voting · board control01/04/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-06-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

20 Thorpe Meadows
Peterborough
PE3 6GA
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-06
Last: 2025-06-22

Officers (3 active · 1 resigned)

SAHI, Amitosh Kumar, Dr
director · ~51y · appointed 2020-06-23
View their other companies + combined net worth →
Active
SAHI, Penny Care
director · ~51y · appointed 2020-06-23
View their other companies + combined net worth →
Active
SAHI, Sunayan
director · ~74y · appointed 2020-06-23
View their other companies + combined net worth →
Active
SAHI, Suresh Pratap, Dr
director · ~78y · appointed 2020-06-23 · resigned 2021-10-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Hampshire Trust Bank
Hampshire Trust Bank PLC
A registered charge2 properties24/12/2020
outstanding
Hampshire Trust Bank
Hampshire Trust Bank PLC
A registered charge1 property24/12/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (18 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
change-person-director-company-with-change-date
officers · CH01
2025-09-25
change-person-director-company-with-change-date
officers · CH01
2025-09-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-05-25
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-05-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-23
termination-director-company-with-name-termination-date
officers · TM01
2022-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-07