ACRE LANE FUNDING 3 LTD

🏛️Establishedactive
12767382 · ltd · incorporated 2020-07-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees2000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Last 180 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-04-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  4. 2026-04-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-05-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2023-08-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2023-05-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  9. 2023-05-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-05-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2023-05-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2022-04-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2020-10-21
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  14. 2020-07-24
    🏢
    Company incorporated
    As ACRE LANE FUNDING 3 LTD
  15. 2020-07-24
    PIGDEN, Christopher Malcolm appointed
    director
  16. 2020-07-24
    WILSON, Ian Thornton appointed
    director
  17. 2020-07-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Acre Lane Capital Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Acre Lane Capital Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
ACRE LANE FUNDING 3 LTD
This company · 12767382

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Acre Lane Capital Ltd
Corporate entity
75100%
board control75-100% shares · board control24/07/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-07-24
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6th Floor 9 Appold Street
London
EC2A 2AP
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-06
Last: 2025-07-23

Officers (2 active · 0 resigned)

PIGDEN, Christopher Malcolm
director · ~62y · appointed 2020-07-24
View their other companies + combined net worth →
Active
WILSON, Ian Thornton
director · ~62y · appointed 2020-07-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (19 total)

change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-04-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-23
accounts-with-accounts-type-dormant
accounts · AA
2024-05-21
accounts-with-accounts-type-dormant
accounts · AA
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-05-17
change-person-director-company-with-change-date
officers · CH01
2023-05-17
change-person-director-company-with-change-date
officers · CH01
2023-05-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-02
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-25