12A INVESTMENTS LTD
🏛️Establishedactive
12809520 · ltd · incorporated 2020-08-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-03-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-07🔒Charge registered #3Lender: Fleet Mortgages Limited
- 2023-05-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-27🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2021-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-19🔒Charge registered #1Lender: Fleet Mortgages Limited
- 2020-08-12🏢Company incorporatedAs 12A INVESTMENTS LTD
- 2020-08-12➕POTIWAL, Jujhar Singh appointeddirector
- 2020-08-12➕SINGH, Satnam appointeddirector
- 2020-08-12📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jujhar Singh Potiwal Individual · British · DOB 11/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/08/2020 |
Mr Satnam Singh Individual · British · DOB 04/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 1 CLEARVIEW HOUSE LTD→ 16741952 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| 10 BINA GARDENS LIMITED→ 16905093 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 100 HOUSING LIMITED→ 14176381 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 105 PARK ROAD LTD→ 12145125 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| 118 KWC LTD→ 12785053 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 118 SERENE HOMES LTD→ 15639106 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 12SG5 LIMITED→ 15940074 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 13 MGA LTD→ 12733920 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 14 PENTLAND ROAD LTD→ 14063001 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 147 BELL LANE MANAGEMENT 2026 LIMITED→ 17017630 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-12
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
71-75 Shelton Street
London
Greater London
WC2H 9JQ
United Kingdom
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11
Officers (2 active · 0 resigned)
POTIWAL, Jujhar Singh→
Activedirector · ~34y · appointed 2020-08-12
View their other companies + combined net worth →
SINGH, Satnam→
Activedirector · ~61y · appointed 2020-08-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 07/07/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 27/08/2021 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 19/03/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-25
incorporation-company
incorporation · NEWINC
2020-08-12