ABBOTSFIELD INVESTMENTS LIMITED
🏛️Establishedactive
12815110 · ltd · incorporated 2020-08-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-168.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of investment trusts
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -79% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 0.2y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £168,264
Net assets shrinking
Down £198,308 YoY
Cash draining
Cash down 79% YoY
Cash YoY
-79%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£26k
↓ 79% YoY
Net Worth
-£168k
↓ 660% YoY
Current Assets
£6.7m
↑ 4.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-91.8k | £109.7k |
| Current assets | £6.68M | £6.40M |
| Cash | £26.0k | £125.6k |
| Debtors | £1.64M | £1.00M |
| Net assets | £-168.3k | £30.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
3
filings
- • 1 mortgage
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-03-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-26🔒Charge registered #1Lender: Lgt Bank LTD
- 2026-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-26📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-10➕PEPPER, Sally appointeddirector
- 2020-08-17📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-08-16🏢Company incorporatedAs ABBOTSFIELD INVESTMENTS LIMITED
- 2020-08-16➕PEPPER, Mark Anthony appointeddirector
- 2020-08-16📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mark Anthony Pepper Individual · British · DOB 09/1972 · age 54 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 16/08/2020 |
Mrs Sally Pepper Individual · British · DOB 01/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 3DIFS LIMITED→ 05944067 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 4AD INVESTMENTS LIMITED→ 08530776 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 5S GLOBAL INVESTMENTS LIMITED→ 16832888 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. E. SHARP LIMITED→ 07714406 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A&C ACCOUNTING LTD→ 12673618 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A&J FINANCIAL SERVICES LTD→ 13974160 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AARUBI FINANCE LTD→ 16422403 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABOVE DYNAMICS LIMITED→ 10831821 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACQUIRE CAPITAL VENTURES LTD→ 15126587 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACUITY COMMODITIES LIMITED→ 09921216 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADAM AYRES LTD→ 13572193 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADVANTAGE GLOBAL TRADE SOLUTIONS LIMITED→ 07508040 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-16
Jurisdictionengland-wales
Primary SIC64301 — Activities of investment trusts
Registered office
43 High Street
Kenilworth
CV8 1LY
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-29
Last: 2025-08-15
Officers (2 active · 0 resigned)
PEPPER, Mark Anthony→
Activedirector · ~54y · appointed 2020-08-16
View their other companies + combined net worth →
PEPPER, Sally→
Activedirector · ~51y · appointed 2021-08-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lgt Bank Lgt Bank LTD | A registered charge | 1 property | 26/02/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-05
change-person-director-company-with-change-date
officers · CH01
2026-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-07
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-09
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-16
appoint-person-director-company-with-name-date
officers · AP01
2021-08-11