CLAIM-SMART LIMITED
🏛️Establishedactive
12824729 · ltd · incorporated 2020-08-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-11-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-28📄capital-allotment-sharescapital · SH01
- 2025-04-08➖AHADI, Sadiq resignedsecretary
- 2025-04-08➖AHADI, Sadiq resigneddirector
- 2025-04-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-02➕ISHAG, David appointeddirector
- 2024-09-02➕LEE, Matthew John appointeddirector
- 2024-09-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-31📄capital-allotment-sharescapital · SH01
- 2024-07-26➖RAMIAH, Jason resignedsecretary
- 2024-07-26➖RAMIAH, Jason resigneddirector
- 2024-07-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-18📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-07-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-05-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-06-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-12📄capital-allotment-sharescapital · SH01
- 2020-08-19🏢Company incorporatedAs CLAIM-SMART LIMITED
- 2020-08-19➕AHADI, Sadiq appointedsecretary
- 2020-08-19➕RAMIAH, Jason appointedsecretary
- 2020-08-19➕AHADI, Sadiq appointeddirector
- 2020-08-19➕RAMIAH, Jason appointeddirector
- 2020-08-19📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Ishag Individual · British · DOB 10/1958 · age 68 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 17/06/2024 |
2 historic (ceased) PSCs
- Mr Sadiq Ahadiceased 17/06/2024· 25-50% shares · 25-50% voting · board control · firm interest
- Mr Jason Ramiahceased 16/06/2024· 25-50% shares · 25-50% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AIRWALLEX (UK) LIMITED→ 10103420 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AIRWALLEX CAPITAL (UK) LIMITED→ 15821504 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJKK INVESTMENT & PROPERTY MANAGEMENT LTD→ 10506411 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AJM FINANCIAL LIMITED→ 11333894 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AJR INVESTMENTS LIMITED→ 09332706 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AK CAPITAL MANAGEMENT LIMITED→ 08058976 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AK JENSEN INVESTMENT MANAGEMENT LIMITED→ 08939656 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AKLEJA LTD→ 13407314 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AKOYA BIDCO LIMITED→ 12231778 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AKOYA REITCO LIMITED→ 12231633 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AKS ADVISORY LIMITED→ 14754388 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AKUESON GLOBAL LTD→ 16631510 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
91 Wimpole Street
London
W1G 0EF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-02
Last: 2025-06-18
Officers (2 active · 4 resigned)
ISHAG, David→
Activedirector · ~68y · appointed 2024-09-02
View their other companies + combined net worth →
LEE, Matthew John→
Activedirector · ~51y · appointed 2024-09-02
View their other companies + combined net worth →
AHADI, Sadiq→
Resignedsecretary · appointed 2020-08-19 · resigned 2025-04-08
RAMIAH, Jason→
Resignedsecretary · appointed 2020-08-19 · resigned 2024-07-26
AHADI, Sadiq→
Resigneddirector · ~46y · appointed 2020-08-19 · resigned 2025-04-08
RAMIAH, Jason→
Resigneddirector · ~48y · appointed 2020-08-19 · resigned 2024-07-26
Click a director name to see their full track record across all companies.
Recent filings (25 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-29
capital-allotment-shares
capital · SH01
2025-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-04-08
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
appoint-person-director-company-with-name-date
officers · AP01
2024-09-02
appoint-person-director-company-with-name-date
officers · AP01
2024-09-02
capital-allotment-shares
capital · SH01
2024-07-31
termination-director-company-with-name-termination-date
officers · TM01
2024-07-26
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-26
change-account-reference-date-company-current-extended
accounts · AA01
2024-07-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-18