CHARTERHOUSE FINANCIAL LIMITED
💤Zombieactive
12836131 · ltd · incorporated 2020-08-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-31➖EDWARDS, Rachel Amy resigneddirector
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-13➕EDWARDS, Rachel Amy appointeddirector
- 2023-11-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-14➖EATON, Michael resigneddirector
- 2022-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-12-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-01➕EATON, Michael appointeddirector
- 2020-11-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-11-22➖EATON, Michael Roy resigneddirector
- 2020-11-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-01➕EATON, Michael Roy appointeddirector
- 2020-09-18📄capital-allotment-sharescapital · SH01
- 2020-08-25🏢Company incorporatedAs CHARTERHOUSE FINANCIAL LIMITED
- 2020-08-25➕DUNNING-COLE, Daniel appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Scott Dunning Individual · British · DOB 08/1973 · age 53 | 25–50% | — | 25-50% shares | 24/08/2021 |
Mr Daniel Dunning-Cole Individual · English · DOB 05/1977 · age 49 | — | — | sig. influencesignificant influence | 25/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FGDNMIPF LIMITED→ 13775056 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FIRMUS WEALTH MANAGEMENT LIMITED→ 11557316 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FORT80 LTD→ 14687627 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| FOUNTAIN FINANCIAL LIMITED→ 12382557 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| GMG RISK STRATEGIES LIMITED→ 05181604 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| HALAMAR LIMITED→ 01549881 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
| HAYLEY MILLER PROJECTS LTD→ 10612107 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HD FINANCIAL SERVICES LTD→ 11932679 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HDL COMMERCIAL LTD→ 11645818 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HEALTHCARE CONSULTANT SOLUTIONS LIMITED→ 15615321 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HENRY FINANCIAL LTD→ 16591813 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HHFP LIMITED→ 12005501 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-25
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
3 Brindley Court Dalewood Road
Lymedale Business Park
Newcastle Under Lyme
Staffordshire
ST5 9QA
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (1 active · 3 resigned)
DUNNING-COLE, Daniel→
Activedirector · ~49y · appointed 2020-08-25
View their other companies + combined net worth →
EATON, Michael→
Resigneddirector · ~64y · appointed 2020-12-01 · resigned 2022-09-14
EATON, Michael Roy→
Resigneddirector · ~64y · appointed 2020-11-01 · resigned 2020-11-22
EDWARDS, Rachel Amy→
Resigneddirector · ~37y · appointed 2023-11-13 · resigned 2024-10-31
Click a director name to see their full track record across all companies.
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-06
termination-director-company-with-name-termination-date
officers · TM01
2024-11-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-11
appoint-person-director-company-with-name-date
officers · AP01
2023-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-15
termination-director-company-with-name-termination-date
officers · TM01
2022-09-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-03