ASPEN HOUSE HOLDINGS LIMITED

🏛️Establishedactive

12840685 · ltd · incorporated 2020-08-27

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 0.8y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Newest facility, 0.8 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (6 active, 7 linked, 7 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

10 connected companies via shared directors

Filing history

30 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (29 events)Click to expand

2026-06-04
📄
accounts-with-accounts-type-group
accounts · AA
2025-12-04
📄
memorandum-articles
incorporation · MA
2025-12-04
📄
resolution
resolution · RESOLUTIONS
2025-12-02
📄
capital-name-of-class-of-shares
capital · SH08
2025-10-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-13
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2025-04-16
📄
accounts-with-accounts-type-group
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-09
📄
change-account-reference-date-company-current-extended
accounts · AA01
2021-03-31
📄
resolution
resolution · RESOLUTIONS
2021-03-31
📄
resolution
resolution · RESOLUTIONS
2021-03-31
📄
resolution
resolution · RESOLUTIONS
2021-03-31
📄
memorandum-articles
incorporation · MA
2021-03-18
📄
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2021-03-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-03-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-03-18
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-03-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-03-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-02-18
➕
NAPTHINE, Cheryl appointed
director
2021-02-18
➕
NAPTHINE, Richard appointed
director
2021-02-18
➕
NAPTHINE, Rosemary appointed
director
2021-02-18
➕
NAPTHINE, Russell Paul appointed
director
2021-02-18
➕
NAPTHINE, Stephanie appointed
director
2021-02-18
➕
NAPTHINE, Cherly appointed
director
2021-02-18
➖
NAPTHINE, Cherly resigned
director
2020-08-27
🏢
Company incorporated
As ASPEN HOUSE HOLDINGS LIMITED
2020-08-27
➕
NAPTHINE, Christopher Guy appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 81 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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ALBION BUSINESS SERVICES SUFFOLK LTD→ 11165241 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ANGLIA LANDSCAPES RENTAL LTD→ 12743764 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ARCHER ESTATE MANAGEMENT LTD→ 14778044 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
AS CLARK PROPERTIES LTD→ 12432959 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ASHLAWN LIMITED→ 05591095 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
ASHNOV HOMES LTD→ 15927195 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ASHVI INVESMENTS LTD→ 15137581 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ASHWORTH PROPERTIES LTD→ 12429369 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ASLETT & BROADBERRY LTD→ 17044854 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ASPERS LIMITED→ 12623022 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ASPIRE MEDIA GROUP PROPERTY SERVICES LIMITED→ 08153761 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ASPIRE PROPERTY & RENOVATION LTD→ 10967171 · est 2017 · no financials extracted	—	—	—	—	8y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2020-08-27

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Aspen House Stephenson Road

Severalls Industrial Park

Colchester

CO4 9QR

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-03-04

Last: 2026-02-18