POLYNYA CONSULTING ACTUARIES LIMITED
🏛️Establishedactive
12840723 · ltd · incorporated 2020-08-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | — | £114.0k |
| Current assets | — | £141.0k |
| Net assets | — | £114.0k |
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-27🏢Company incorporatedAs POLYNYA CONSULTING ACTUARIES LIMITED
- 2020-08-27➕TEGGIN, Paul Matthew appointeddirector
- 2020-08-27➕TEGGIN, Shirley Ann appointeddirector
- 2020-08-27📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Matthew Teggin Individual · British · DOB 08/1973 · age 53 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 27/08/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CALEDONIAN CONSUMER FINANCE LTD→ 07368004 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| DW 2020 LIMITED→ 12369622 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| EDWARD J GRICE WEALTH MANAGEMENT LTD→ 09111923 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| KESWICK WEALTH MANAGEMENT LIMITED→ 09489781 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| MEMW MANAGEMENT LIMITED→ 06758925 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| MYRETIREMENT LTD→ 09021399 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ON ONE 2 LTD→ 14852920 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PERDEI PORTFOLIO LTD→ 15030286 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RAW INSURANCE BROKERS LTD.→ 11167592 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| REBECCA DAVIDSON WEALTH MANAGEMENT LTD→ 16904036 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| REBO ENTERPRISES LTD→ 15022259 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RIGA LET LIMITED→ 16277258 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-27
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Unit 27, Cumberland House
St. Lukes Road
Kirkby Stephen
CA17 4HT
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-09
Last: 2025-08-26
Officers (2 active · 0 resigned)
TEGGIN, Paul Matthew→
Activedirector · ~53y · appointed 2020-08-27
View their other companies + combined net worth →
TEGGIN, Shirley Ann→
Activedirector · ~60y · appointed 2020-08-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (15 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-17
change-person-director-company-with-change-date
officers · CH01
2025-10-27
change-person-director-company-with-change-date
officers · CH01
2025-10-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-31
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-01
incorporation-company
incorporation · NEWINC
2020-08-27