4X4 PRODUCTS LIMITED
🏛️Establishedactive
12888092 · ltd · incorporated 2020-09-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | -200 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-11📄memorandum-articlesincorporation · MA
- 2020-11-11📄resolutionresolution · RESOLUTIONS
- 2020-11-09📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-10-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-29🔒Charge registered #2Lender: Martin William Stebbings
- 2020-10-29🔒Charge registered #1Lender: Richard Howard Edward Varrall
- 2020-09-18🏢Company incorporatedAs 4X4 PRODUCTS LIMITED
- 2020-09-18➕LISTER, Stuart Christopher appointeddirector
- 2020-09-18➕PAGE, Joanne Patricia appointeddirector
- 2020-09-18📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart Christopher Lister Individual · English · DOB 11/1979 · age 47 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 18/09/2020 |
Ms Joanne Patricia Page Individual · British · DOB 08/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/09/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · LN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10 LEE STREET LOUTH FREEHOLD LTD→ 15157989 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 140-142 EASTGATE MANAGEMENT COMPANY LIMITED→ 10543163 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 146 TONBRIDGE ROAD FREEHOLD LIMITED→ 13999091 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 18-24 GLENWOOD GROVE MANAGEMENT COMPANY LIMITED→ 14373492 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2017 HOLDINGS LIMITED→ 16285054 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2097 HOLDINGS LIMITED→ 10734827 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 37 AVIATION HOLDINGS LIMITED→ 16689326 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 46 COWPASTURE ROAD ILKLEY LIMITED→ 04322093 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 61 UPGATE LIMITED→ 11759594 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 72 CLEETHORPES BEACH LTD→ 12477521 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 911 SPORT LIMITED→ 05587953 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| A.I.WALGATE & SON (HOLDINGS) LIMITED→ 10381493 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-09-18
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Warwick Road
Fairfield Industrial Estate
Louth
Lincolnshire
LN11 0YB
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (2 active · 0 resigned)
LISTER, Stuart Christopher→
Activedirector · ~47y · appointed 2020-09-18
View their other companies + combined net worth →
PAGE, Joanne Patricia→
Activedirector · ~56y · appointed 2020-09-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Martin William Stebbings | A registered charge | 1 property | 29/10/2020 | — | |
| outstanding | Richard Howard Edward Varrall | A registered charge | 1 property | 29/10/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-11-16
memorandum-articles
incorporation · MA
2020-11-11
resolution
resolution · RESOLUTIONS
2020-11-11
change-account-reference-date-company-current-extended
accounts · AA01
2020-11-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-10-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-10-30