3TS BUSINESS LIMITED
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 5.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (22 events)Click to expand
- 2025-08-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-12-17📄gazette-notice-compulsorygazette · GAZ1
- 2024-08-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-22🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2023-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-17🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2023-05-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-12-20📄gazette-notice-compulsorygazette · GAZ1
- 2022-10-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-02-09📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-21🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2021-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-19🔒Charge registered #1Lender: Kensington Mortgage Company Limited
- 2020-10-01🏢Company incorporatedAs 3TS BUSINESS LIMITED
- 2020-10-01➕ONOLAJA, Temitayo Adekunle appointeddirector
- 2020-10-01📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Temitayo Adekunle Onolaja Individual · British · DOB 12/1973 · age 53 | — | — | sig. influencesignificant influence | 01/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 STOREYS RESIDENTIAL LTD→ 15274428 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 377 EASTER RD PROPERTY OWNER LIMITED→ 16983309 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3DRR LTD→ 15385080 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3HTS PROPERTIES LTD→ 16327452 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3RD AGE PROPERTY COMPANY LIMITED→ 16465189 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 CARISBROOKE RD FH LTD→ 16886439 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 SISTERS 15 LIMITED→ 14189660 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 40 EARLHAM STREET LIMITED→ 01470013 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| 40 EARLHAM STREET PROPERTY LIMITED→ 05187120 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 40 SR LTD→ 15976319 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 404 CAPITAL LTD→ 16603291 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 43PC LTD→ 16855635 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/05/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 17/05/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 21/07/2021 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 19/05/2021 | — |