C & R HOLDINGS HOWDEN LTD
- · Oldest live charge 5.6y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 5.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (18 events)Click to expand
- 2026-05-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-13📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-19🔒Charge registered #2Lender: National Westminster Bank PLC
- 2020-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-16🔒Charge registered #1Lender: National Westminster Bank PLC
- 2020-10-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-10-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-13📄capital-allotment-sharescapital · SH01
- 2020-10-12➕HOLROYD, Cameron Colin appointeddirector
- 2020-10-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-05🏢Company incorporatedAs C & R HOLDINGS HOWDEN LTD
- 2020-10-05➕HARDCASTLE, Robert Andrew appointeddirector
- 2020-10-05📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Cameron Colin Holroyd Individual · British · DOB 06/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/10/2020 |
Mr Robert Andrew Hardcastle Individual · British · DOB 07/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| CLEAN INN LTD→ 11102956 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 19/03/2021 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 16/12/2020 | — |