225 CITY SERVICES LIMITED
Opportunity 69/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 5.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 2 officers
- • 1 accounts
- • 5 officers
- • 1 accounts
Corporate timeline (43 events)Click to expand
- 2026-05-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-01➕FIELDING, Jonathan Raphael appointeddirector
- 2026-04-29➖WALLACE, Matthew Thomas resigneddirector
- 2026-03-23📄accounts-with-accounts-type-smallaccounts · AA
- 2026-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-22➖SCHENK, Bart Joanna Carl resigneddirector
- 2025-12-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-17➖FIELDING, Jonathan Raphael resigneddirector
- 2025-11-17➕WALLACE, Matthew Thomas appointeddirector
- 2025-04-24📄accounts-with-accounts-type-smallaccounts · AA
- 2025-01-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-07🔓Charge satisfied #2
- 2025-01-07🔓Charge satisfied #1
- 2024-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #3Lender: Oaknorth Bank PLC
- 2024-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-07📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2024-10-07📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-10-02📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2024-10-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-26📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-09-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-20➕REED SMITH CORPORATE SERVICES LIMITED appointedcorporate-secretary
- 2024-09-20➕FIELDING, Jonathan Raphael appointeddirector
- 2024-09-20➖GHEYSENS, Marie-Julie Mieke resigneddirector
- 2024-09-20➖GHEYSENS, Paul Hilaire resigneddirector
- 2024-09-20➖PANNIER, Philippe resigneddirector
- 2024-09-20➕SCHENK, Bart Joanna Carl appointeddirector
- 2023-10-11🔒Charge registered #2Lender: Cbre Loan Services Limited as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument)
- 2020-11-06🔒Charge registered #1Lender: Cbre Loan Services Limited as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument).
- 2020-10-06🏢Company incorporatedAs 225 CITY SERVICES LIMITED
- 2020-10-06➕GHEYSENS, Marie-Julie Mieke appointeddirector
- 2020-10-06➕GHEYSENS, Paul Hilaire appointeddirector
- 2020-10-06➕PANNIER, Philippe appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FIELDING, Jonathan Raphael resigned 2025-11-17; SCHENK, Bart Joanna Carl resigned 2025-12-22; WALLACE, Matthew Thomas resigned 2026-04-29
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1REIT PLC→ 16474982 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST QUALITY GROUP LIMITED→ 10851721 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 202020 LEGACY PROPERTY GROUP LIMITED→ 15730441 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 21 ST FAITHS ROAD MANAGEMENT CO LIMITED→ 07874207 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 21BG LTD→ 14907760 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 21KENT INV LTD→ 16121285 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 22 VTR LTD→ 10830911 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 220A BCL LTD→ 16316054 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 225 MARSH WALL COMMERCIALCO LIMITED→ 15837870 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 225 MARSH WALL RETAILCO LIMITED→ 15834638 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 23 ROCHESTER ROAD LIMITED→ 09343061 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 23 ROPERY STREET MANAGEMENT LIMITED→ 04823447 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | OakNorth Oaknorth Bank PLC | A registered charge | — | 20/12/2024 | — | |
| satisfied | Cbre Loan Services as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument) Cbre Loan Services Limited as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument) | A registered charge | 1 property | 11/10/2023 | 07/01/2025 | |
| satisfied | Cbre Loan Services as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument). Cbre Loan Services Limited as Security Trustee for and on Behalf of the Common Secured Parties (As Defined in the Instrument). | A registered charge | — | 06/11/2020 | 07/01/2025 |