ADH PROPERTIES LTD
🏛️Establishedactive
12938490 · ltd · incorporated 2020-10-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£28.9k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 5 lenders · oldest 4.8y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.8 years — mid-life; refi window approaching.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £28,920
Net assets shrinking
Down £16,717 YoY
Cash YoY
+141%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£18k
↑ 141% YoY
Net Worth
£29k
↓ 37% YoY
Current Assets
£270k
↑ 4.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £1.57M | £1.59M |
| Current assets | £270.3k | £258.3k |
| Cash | £18.0k | £7.5k |
| Debtors | £252.2k | £250.8k |
| Net assets | £28.9k | £45.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-04-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄legacymiscellaneous · RPCH01
- 2026-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-17🔒Charge registered #9Lender: Kensington Mortgage Company Limited
- 2026-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-14🔒Charge registered #8Lender: The Mortgage Works (UK) PLC
- 2024-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-07🔒Charge registered #7Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2023-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-05🔒Charge registered #6Lender: Aldermore Bank PLC
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-26🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2022-01-26🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2021-12-15🔒Charge registered #3Lender: Paragon Bank PLC
- 2021-11-18🔒Charge registered #2Lender: Paragon Bank PLC
- 2021-10-21🔒Charge registered #1Lender: Paragon Bank PLC
- 2020-10-08🏢Company incorporatedAs ADH PROPERTIES LTD
- 2020-10-08➕BISHOP, James appointeddirector
- 2020-10-08➕BISHOP, Thomas appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Bishop Individual · British · DOB 02/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 08/10/2020 |
Mr James Bishop Individual · British · DOB 11/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 08/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AAOA REAL ESTATE LTD→ 16440173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABRAHAMS REAL PROPERTY (LONDON) LIMITED→ 08586651 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACKLANE INVESTMENTS LTD.→ 03112909 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ACRO PROPERTIES LIMITED→ 12519788 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AD PROPERTY 5 LIMITED→ 16951057 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADAM REAL ESTATE DEVELOPMENT LTD→ 15559649 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAMS & CULLEN INVESTMENTS LTD→ 16550570 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADBELIS LTD→ 15375033 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADEN HOMES PROPERTIES LIMITED→ 08646610 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ADESHANU PROPERTY LTD→ 11854219 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADETADE LTD→ 16333924 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADHAKSH LTD→ 14700494 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-10-08
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
The Coach House
The Square
Sawbridgeworth
Hertfordshire
CM21 9AE
United Kingdom
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (2 active · 0 resigned)
BISHOP, James→
Activedirector · ~38y · appointed 2020-10-08
View their other companies + combined net worth →
BISHOP, Thomas→
Activedirector · ~35y · appointed 2020-10-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
5
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 17/03/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/06/2024 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 07/07/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/05/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/09/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/01/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/12/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/11/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 21/10/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-01
change-person-director-company-with-change-date
officers · CH01
2026-04-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-01
change-person-director-company-with-change-date
officers · CH01
2026-04-01
legacy
miscellaneous · RPCH01
2026-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-20
change-person-director-company-with-change-date
officers · CH01
2024-09-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-02