CALLAGHAN FRAMING LTD
🏛️Establishedactive
12963201 · ltd · incorporated 2020-10-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£-79.7k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Sawmilling and planing of wood
Sector: Manufacturing
ALSO REGISTERED FOR
- 45200SIC 45200
- 47781SIC 47781
- 90030Artistic creation
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 3.2y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £79,685
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£80k
↓ 23% YoY
Current Assets
£82k
↑ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £-42.8k | £-3.8k |
| Current assets | £81.7k | £65.2k |
| Net assets | £-79.7k | £-64.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-01🔒Charge registered #4Lender: Liberty Leasing Limited
- 2026-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-12🔒Charge registered #3Lender: Morley Capital LTD Trading as Simply Funded
- 2025-07-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-08🔒Charge registered #2Lender: Bcrs Cief Ii Limited
- 2024-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-23🔒Charge registered #1Lender: Tallaght Financial LTD
- 2023-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-07-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-09📄resolutionresolution · RESOLUTIONS
- 2022-05-09📄resolutionresolution · RESOLUTIONS
- 2022-05-04📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-05-04📄capital-name-of-class-of-sharescapital · SH08
- 2022-05-04📄capital-allotment-sharescapital · SH01
- 2022-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-01➕ROSE, Amy Rowena appointeddirector
- 2020-10-20🏢Company incorporatedAs CALLAGHAN FRAMING LTD
- 2020-10-20➕CALLAGHAN, Ross Thomas appointeddirector
- 2020-10-20📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CALLAGHAN" — strong identity link between founder and business.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Amy Rowena Rose Individual · British · DOB 06/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2022 |
Mr Ross Thomas Callaghan Individual · British · DOB 03/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.R. MANLEY & SON LIMITED→ 13091520 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ATHERTON BIKES LIMITED→ 11205194 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| B.T.F. POLYMERS LIMITED→ 05251178 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BESPOKE WELDING SOLUTIONS LTD→ 17068308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BIMBLE INDUSTRIES LTD→ 14897497 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BOYS & BODEN, LIMITED→ 00215444 · est 1926 · no financials extracted | — | — | — | — | 99y | — | — |
| BRITALCO ENGINEERING LIMITED→ 01403634 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| BROCK AND NORRIS LIMITED→ 08063726 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| C EVANS COMMERCIAL LIMITED→ 07168439 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| C H STONE LTD→ 13524274 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| C-FURY LIMITED→ 04176614 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| CALLUM HUGHES MACHINERY LTD→ 12985388 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-10-20
Jurisdictionengland-wales
Primary SIC16100 — Sawmilling and planing of wood
Registered office
The Old Malthouse
Nesscliffe
Shrewsbury
SY4 1BJ
United Kingdom
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-31
Last: 2025-10-17
Officers (2 active · 0 resigned)
CALLAGHAN, Ross Thomas→
Activedirector · ~37y · appointed 2020-10-20
View their other companies + combined net worth →
ROSE, Amy Rowena→
Activedirector · ~36y · appointed 2022-02-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
4
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Liberty Leasing Liberty Leasing Limited | A registered charge | — | 01/06/2026 | — | |
| outstanding | Morley Capital Trading as Simply Funded Morley Capital LTD Trading as Simply Funded | A registered charge | — | 12/11/2025 | — | |
| outstanding | Bcrs Cief Ii Bcrs Cief Ii Limited | A registered charge | — | 08/01/2025 | — | |
| outstanding | Tallaght Financial Tallaght Financial LTD | A registered charge | — | 23/05/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-02
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-04
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-20