BIO CAPITAL FINANCE LIMITED
🏛️Establishedactive
12965148 · ltd · incorporated 2020-10-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
2 live charges · oldest 5.3y
95/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 10 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £63,600,764
Turned profitable
Returned to profit this year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | £63.60M | £-44.83M |
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 4 officers
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-10➕MCQUAID, James appointeddirector
- 2026-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-19➕SHARWOOD, Christopher Neil appointeddirector
- 2025-12-19➖GILL, Paul Ellis resigneddirector
- 2025-10-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-23➖CZULOWSKI, Mary Bethan resigneddirector
- 2025-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-12➕MCKEE, David Joseph, Dr appointeddirector
- 2025-05-09➖SHARPE, Anthony Peter resigneddirector
- 2025-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-23➖GISSIN, Erez resigneddirector
- 2025-04-23➖RAANAN, Itai resigneddirector
- 2024-12-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-06📄memorandum-articlesincorporation · MA
- 2024-01-27📄resolutionresolution · RESOLUTIONS
- 2024-01-27📄resolutionresolution · RESOLUTIONS
- 2024-01-27📄memorandum-articlesincorporation · MA
- 2024-01-23📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-01-02📄resolutionresolution · RESOLUTIONS
- 2023-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-14📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-01➕RAANAN, Itai appointeddirector
- 2022-08-01➖RAPPAPORT, Ron Daniel resigneddirector
- 2022-02-28➕CZULOWSKI, Mary Bethan appointeddirector
- 2021-10-01➕SHARPE, Anthony Peter appointedsecretary
- 2021-10-01➖SHARPE, Anthony Peter resignedsecretary
- 2021-10-01➕SHARPE, Anthony Peter appointeddirector
- 2021-01-29🔒Charge registered #2Lender: National Westminster Bank PLC as Security Trustee
- 2021-01-29🔒Charge registered #1Lender: National Westminster Bank PLC as Security Trustee
- 2020-10-21🏢Company incorporatedAs BIO CAPITAL FINANCE LIMITED
- 2020-10-21➕ARCHER, Egan Douglas, Dr appointeddirector
- 2020-10-21➕GILL, Paul Ellis appointeddirector
- 2020-10-21➕GISSIN, Erez appointeddirector
- 2020-10-21➕RAPPAPORT, Ron Daniel appointeddirector
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CZULOWSKI, Mary Bethan resigned 2025-09-23; GILL, Paul Ellis resigned 2025-12-19
Group structure
Bio Capital Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bio Capital Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
BIO CAPITAL FINANCE LIMITED
This company · 12965148
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bio Capital Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 145 - 151 HITCHIN ROAD MANAGEMENT COMPANY LIMITED→ 13607620 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 16 GROVE ROAD RTM COMPANY LTD→ 14981441 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 19 CASTELLAIN ROAD RESIDENTS ASSOCIATION LIMITED→ 04018278 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| 19-25 WATTON ROAD (WARE) LIMITED→ 04558940 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 197-199 WARE ROAD FREEHOLD LIMITED→ 13130363 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 201-203 STOKE NEWINGTON CHURCH STREET LIMITED→ 05179475 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 23 FOULDEN ROAD LIMITED→ 04626697 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 24 OLD NORTH ROAD LIMITED→ 05257160 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 25 SHELTON STREET RTM COMPANY LIMITED→ 07103851 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 26 SOUTH VILLAS MANAGEMENT COMPANY LIMITED(THE)→ 01196195 · est 1975 · no financials extracted | — | — | — | — | 51y | — | — |
| 272 WIGHTMAN ROAD LIMITED→ 04380476 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 28 PERCY STREET LIMITED→ 12631137 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-10-21
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
The Corn Store
Hyde Hall Farm
Buntingford
Hertfordshire
SG9 0RU
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-03
Last: 2025-10-20
Officers (4 active · 7 resigned)
ARCHER, Egan Douglas, Dr→
Activedirector · ~59y · appointed 2020-10-21
View their other companies + combined net worth →
MCKEE, David Joseph, Dr→
Activedirector · ~46y · appointed 2025-05-12
View their other companies + combined net worth →
MCQUAID, James→
Activedirector · ~41y · appointed 2026-02-10
View their other companies + combined net worth →
SHARWOOD, Christopher Neil→
Activedirector · ~33y · appointed 2025-12-19
View their other companies + combined net worth →
SHARPE, Anthony Peter→
Resignedsecretary · appointed 2021-10-01 · resigned 2021-10-01
CZULOWSKI, Mary Bethan→
Resigneddirector · ~68y · appointed 2022-02-28 · resigned 2025-09-23
GILL, Paul Ellis→
Resigneddirector · ~51y · appointed 2020-10-21 · resigned 2025-12-19
GISSIN, Erez→
Resigneddirector · ~68y · appointed 2020-10-21 · resigned 2025-04-23
RAANAN, Itai→
Resigneddirector · ~50y · appointed 2022-08-01 · resigned 2025-04-23
RAPPAPORT, Ron Daniel→
Resigneddirector · ~40y · appointed 2020-10-21 · resigned 2022-08-01
SHARPE, Anthony Peter→
Resigneddirector · ~65y · appointed 2021-10-01 · resigned 2025-05-09
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank as Security Trustee National Westminster Bank PLC as Security Trustee | A registered charge | — | 29/01/2021 | — | |
| outstanding | National Westminster Bank as Security Trustee National Westminster Bank PLC as Security Trustee | A registered charge | — | 29/01/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (52 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-02-16
change-person-director-company-with-change-date
officers · CH01
2026-01-27
appoint-person-director-company-with-name-date
officers · AP01
2025-12-31
termination-director-company-with-name-termination-date
officers · TM01
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-10-10
accounts-with-accounts-type-full
accounts · AA
2025-09-25
change-person-director-company-with-change-date
officers · CH01
2025-05-27
appoint-person-director-company-with-name-date
officers · AP01
2025-05-20
termination-director-company-with-name-termination-date
officers · TM01
2025-05-13
termination-director-company-with-name-termination-date
officers · TM01
2025-04-29
termination-director-company-with-name-termination-date
officers · TM01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
accounts-with-accounts-type-full
accounts · AA
2024-08-22