4D HOMES (WITNEY) LTD
Opportunity 63/100 (worth a look), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100).
Refinance opportunity
2 live charges · oldest 4.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2023-11-30 |
|---|---|
| Average employees | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (16 events)Click to expand
- 2025-07-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-25🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2024-09-04📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-21📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-31📄gazette-notice-compulsorygazette · GAZ1
- 2022-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-15🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-11-12🏢Company incorporatedAs 4D HOMES (WITNEY) LTD
- 2020-11-12➕FORDE, Steven Michael appointeddirector
- 2020-11-12📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-03-31
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven Michael Forde Individual · British · DOB 01/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23 HUMBOLT ROAD LTD→ 12162126 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 265 MARSTON ROAD (MARSTON) MANAGEMENT COMPANY LIMITED→ 05143036 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 3 CHURCH COWLEY ROAD LIMITED→ 03816785 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| 32 CLARENCE PLACE LIMITED→ 15859848 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 352 ABINGDON LTD→ 16576070 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3PAREZ LIMITED→ 16603638 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 40 BOLTON GARDENS & 6A WETHERBY MEWS (FREEHOLD) LIMITED→ 07399077 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 42-48 MICKLEGATE MANAGEMENT COMPANY LIMITED→ 12001977 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 47-54 MANAGEMENT LIMITED→ 02969138 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| 4C RESEARCH SOLUTIONS LIMITED→ 09557848 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 50 CAUSEWAY LIMITED→ 13230272 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 50 MARKET PLACE MANAGEMENT LIMITED→ 08425571 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/07/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 15/02/2022 | — |