ACUMEN INVESTMENT & PENSION SOLUTIONS LTD
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2025-10-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-15📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-03-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-08📄resolutionresolution · RESOLUTIONS
- 2020-12-08📄resolutionresolution · RESOLUTIONS
- 2020-11-30📄capital-allotment-sharescapital · SH01
- 2020-11-12🏢Company incorporatedAs ACUMEN INVESTMENT & PENSION SOLUTIONS LTD
- 2020-11-12➕PEACOCK, Margaret appointedsecretary
- 2020-11-12➕PEACOCK, Adrian appointeddirector
- 2020-11-12➕PEACOCK, Margaret appointeddirector
- 2020-11-12📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adrian Peacock Individual · British · DOB 04/1966 · age 60 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 12/11/2020 |
Mrs Margaret Peacock Individual · British · DOB 11/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.