ABCOR FINANCE LIMITED
🏛️Establishedactive
13100771 · ltd · incorporated 2020-12-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2023
Net worth
£-30.2k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £30,185
Key financials
1 year extracted from filed iXBRL accountsCash
£48k
Net Worth
-£30k
Current Assets
£213k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2023-12-31 |
|---|---|
| Total assets | £-30.2k |
| Current assets | £212.7k |
| Cash | £47.8k |
| Debtors | £164.9k |
| Net assets | £-30.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-11-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-12-29🏢Company incorporatedAs ABCOR FINANCE LIMITED
- 2020-12-29➕BECK, Andrew appointedsecretary
- 2020-12-29➕BECK, Andrew appointeddirector
- 2020-12-29➕OREILLY, Colm appointeddirector
- 2020-12-29📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Beck Individual · British · DOB 07/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/12/2020 |
Mr Colm O'Reilly Individual · Irish · DOB 07/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 29/12/2020 |
1 historic (ceased) PSC
- Colm Oreillyceased 29/12/2020· 25-50% shares · 25-50% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2X IGNITE LIMITED→ 15873885 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 RED GROUPS LIMITED→ 16590338 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3G CAPITAL INVESTMENTS LTD→ 13578756 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3MG INTERNATIONAL LIMITED→ 13272866 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 68-33 COMPANY LIMITED→ 15139238 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 6K CAPITAL LTD→ 15882048 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7 PEMBRIDGE LIMITED→ 14681486 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 7IM INVESTMENT AND RETIREMENT SOLUTIONS LIMITED→ 10902511 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A AND E CORPORATE MEMBER LIMITED→ 09225704 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABCOR FINANCE NO3 LIMITED→ 14208886 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCOR FINANCE NO4 LIMITED→ 14208899 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCOR FINANCE SECURITIES LIMITED→ 14242062 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-12-29
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
128 City Road
London
EC1V 2NX
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16
Officers (3 active · 0 resigned)
Active
BECK, Andrew→
Activedirector · ~63y · appointed 2020-12-29
View their other companies + combined net worth →
OREILLY, Colm→
Activedirector · ~49y · appointed 2020-12-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (18 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-11-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-09-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-14
change-person-director-company-with-change-date
officers · CH01
2022-06-14
change-person-secretary-company-with-change-date
officers · CH03
2022-06-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-06-13