GM SECURED LENDING OPPORTUNITIES 1002 LIMITED
💤Zombieactive
13118905 · ltd · incorporated 2021-01-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2023
Net worth
£131.7k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
Special-situation opportunityDistressed financial-services with salvageable qualities — special-situations priority.
Opportunity 66/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (1 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £131,651
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£132k
↑ 73% YoY
Current Assets
£2.4m
↓ 7.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2023-04-30 | 2022-04-30 |
|---|---|---|
| Total assets | £2.10M | £2.42M |
| Current assets | £2.35M | £2.53M |
| Net assets | £131.7k | £76.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 gazette
Last 90 days
1
filing
- • 1 gazette
Last 180 days
1
filing
- • 1 gazette
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-06-09📄gazette-notice-compulsorygazette · GAZ1
- 2025-12-13📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-11-11📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-21📄gazette-notice-compulsorygazette · GAZ1
- 2025-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-10➖HEWSON, Nicole Mary resigneddirector
- 2025-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-17📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2024-10-01📄gazette-notice-compulsorygazette · GAZ1
- 2024-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-02📄capital-allotment-sharescapital · SH01
- 2023-12-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-11-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-21📄gazette-notice-compulsorygazette · GAZ1
- 2023-11-18➖WILTON CORPORATE SERVICES LIMITED resignedcorporate-secretary
- 2023-11-16➕HEWSON, Nicole Mary appointeddirector
- 2023-11-16➖WILTON DIRECTORS LIMITED resignedcorporate-director
- 2023-09-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-10➕FLANAGAN, Michael Anthony appointeddirector
- 2023-01-12➖CROSS, Stephanie Rose resigneddirector
- 2022-12-31📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-08-17➖DUFFY, Thomas Richard resigneddirector
- 2022-01-13➕DUFFY, Thomas Richard appointeddirector
- 2021-11-30➕CROSS, Stephanie Rose appointeddirector
- 2021-11-30➕DUFFY, Thomas Richard appointeddirector
- 2021-11-30➖DUFFY, Thomas Richard resigneddirector
- 2021-11-30➖MITCHELL, Natalie resigneddirector
- 2021-01-07🏢Company incorporatedAs GM SECURED LENDING OPPORTUNITIES 1002 LIMITED
- 2021-01-07➕WILTON CORPORATE SERVICES LIMITED appointedcorporate-secretary
- 2021-01-07➕MITCHELL, Natalie appointeddirector
- 2021-01-07➕WILTON DIRECTORS LIMITED appointedcorporate-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-01-31
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Margaret Flanagan Individual · Irish · DOB 07/1942 · age 84 | — | — | sig. influencesignificant influence | 30/11/2021 |
2 historic (ceased) PSCs
- Ms Nicole Mary Hewsonceased 10/08/2025· significant influence
- Wilton Nominees Limitedceased 30/11/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BOWLAND FINANCE LIMITED→ 12324302 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRATHAY INVESTMENTS LIMITED→ 13483414 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CASTLE LOCH LTD.→ 15151195 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FACE TO FACE FINANCIAL SERVICES LTD→ 04663849 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| FINANCIAL MANAGEMENT BUREAU LIMITED→ 02089786 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| GARETH NICHOLSON FINANCIAL PLANNING LTD→ 10545315 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| GILKES HYDRO PROJECTS LIMITED→ 08969105 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| GLOBAL-365 (UK) LTD→ 03162117 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| GREEN DOME INVESTMENTS GROUP LTD→ 14320132 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GUARDIAN POWER LIMITED→ 12151702 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HAPSBURG→ 05215690 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| HARRISON BROOK LIMITED→ 08587690 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-07
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
75 Market Street
Lancaster
LA1 1JG
England
Filing status
Accounts
Next due: 2025-01-31OVERDUE
Last made up to: 2023-04-30
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30
Officers (1 active · 7 resigned)
FLANAGAN, Michael Anthony→
Activedirector · ~60y · appointed 2023-02-10
View their other companies + combined net worth →
WILTON CORPORATE SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2021-01-07 · resigned 2023-11-18
CROSS, Stephanie Rose→
Resigneddirector · ~32y · appointed 2021-11-30 · resigned 2023-01-12
DUFFY, Thomas Richard→
Resigneddirector · ~34y · appointed 2022-01-13 · resigned 2022-08-17
DUFFY, Thomas Richard→
Resigneddirector · ~34y · appointed 2021-11-30 · resigned 2021-11-30
HEWSON, Nicole Mary→
Resigneddirector · ~57y · appointed 2023-11-16 · resigned 2025-08-10
MITCHELL, Natalie→
Resigneddirector · ~56y · appointed 2021-01-07 · resigned 2021-11-30
WILTON DIRECTORS LIMITED→
Resignedcorporate-director · appointed 2021-01-07 · resigned 2023-11-16
Click a director name to see their full track record across all companies.
Recent filings (41 total)
gazette-notice-compulsory
gazette · GAZ1
2026-06-09
gazette-filings-brought-up-to-date
gazette · DISS40
2025-12-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-12
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-11-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-04
gazette-notice-compulsory
gazette · GAZ1
2025-10-21
termination-director-company-with-name-termination-date
officers · TM01
2025-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-26
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-06
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-10-17
gazette-notice-compulsory
gazette · GAZ1
2024-10-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-20
capital-allotment-shares
capital · SH01
2024-04-02
gazette-filings-brought-up-to-date
gazette · DISS40
2023-12-05