A NIGAM HOLDINGS LTD

🏛️Establishedactive

13156753 · ltd · incorporated 2021-01-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£1.31M

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Activities of open-ended investment companies

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (5 active, 5 linked, 5 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

16 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,308,647

Net assets shrinking

Down £1,833,038 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£1.3m

↓ 58% YoY

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-30	2024-04-30
Total assets	£1.31M	£3.14M
Debtors	—	£95
Net assets	£1.31M	£3.14M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (17 events)Click to expand

2026-02-20
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-25
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-02-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-24
📄
change-person-director-company-with-change-date
officers · CH01
2021-10-21
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-02-08
📄
capital-allotment-shares
capital · SH01
2021-01-25
🏢
Company incorporated
As A NIGAM HOLDINGS LTD
2021-01-25
➕
CLARKE, Victoria Sita appointed
director
2021-01-25
➕
NIGAM, Ajay appointed
director
2021-01-25
➕
NIGAM, Benjamin Gaya appointed
director
2021-01-25
➕
NIGAM, Jacob Bishamber appointed
director
2021-01-25
➕
NIGAM, Jessica Kiran appointed
director
2021-01-25
📄
incorporation-company
incorporation · NEWINC

Owner dependency

78/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "NIGAM" — strong identity link between founder and business.
+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

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A & N FINANCIAL MANAGEMENT LIMITED→ 10849117 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ADCAS FINANCIAL MANAGEMENT LIMITED→ 04609344 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ALFA INVESTIMENTOS LTD→ 17128485 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ALLIUM MONEY LIMITED→ 10977963 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AMY WAELAND MORTGAGE SERVICES LIMITED→ 08939999 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
ANDERSON & CO (INSURANCE BROKERS) LIMITED→ 05104705 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
APPLETREE FINANCIAL SOLUTIONS LIMITED→ 05639143 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
ARBATEL CAPITAL LIMITED→ 07220706 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
ASCOCENDA LIMITED→ 08298498 · est 2012 · no financials extracted	—	—	—	—	13y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2021-01-25

Jurisdictionengland-wales

Primary SIC64304 — Activities of open-ended investment companies

Registered office

17 St Peter's Place

Fleetwood

Lancashire

FY7 6EB

United Kingdom

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-02-05

Last: 2026-01-22