AMY JAMES PROPERTIES LTD
🏛️Establishedactive
13180942 · ltd · incorporated 2021-02-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£6.0k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 2.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,050
Net assets shrinking
Down £1,090 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£6k
↓ 15% YoY
Current Assets
£2k
↑ 583% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Total assets | £53.9k | £52.8k |
| Current assets | £1.9k | £274 |
| Net assets | £6.0k | £7.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
9
filings
- • 7 officers
- • 2 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-01🔒Charge registered #1Lender: Onesavings Bank PLC
- 2023-04-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-04🏢Company incorporatedAs AMY JAMES PROPERTIES LTD
- 2021-02-04➕CARPENTER, David John appointeddirector
- 2021-02-04➕CARPENTER, Karen Jane appointeddirector
- 2021-02-04➕CARPENTER, Sam James appointeddirector
- 2021-02-04➕CHAMPION, Matilda Amy appointeddirector
- 2021-02-04📄incorporation-companyincorporation · NEWINC
Owner dependency
56/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A P BENSON PROPERTIES LIMITED→ 11504288 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AMIR PORTFOLIO LTD→ 15707690 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMMAR HOMES LTD→ 10717574 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AMY DANIELS PROPERTY INVESTMENT LIMITED→ 12614158 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ANAND LIVING LTD→ 15647153 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ANAYAA HOMES LTD→ 15660305 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANCELLS PARK MANAGEMENT COMPANY LIMITED→ 02141260 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| ANCHOR PROPERTY LIMITED→ 12248393 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AND CO FINANCIAL SERVICES LTD→ 05042306 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ANDREW JAMES RESIDENTIAL (KEATS) LTD→ 10876900 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANDREW LODGE LIMITED→ 04566898 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ANEESH PROPERTY LTD→ 15622884 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-02-04
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O The Financial Mangement Centre
Meads Business Centre
19 Kingsmead
Farnborough
GU14 7SR
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (4 active · 0 resigned)
CARPENTER, David John→
Activedirector · ~55y · appointed 2021-02-04
View their other companies + combined net worth →
CARPENTER, Karen Jane→
Activedirector · ~58y · appointed 2021-02-04
View their other companies + combined net worth →
CARPENTER, Sam James→
Activedirector · ~28y · appointed 2021-02-04
View their other companies + combined net worth →
CHAMPION, Matilda Amy→
Activedirector · ~29y · appointed 2021-02-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 01/12/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-16