EQUITY RELEASE AND MORTGAGE PARTNERSHIP LTD

💤Zombieactive

13192299 · ltd · incorporated 2021-02-10

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

3 officers (1 active, 3 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

29 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31
Average employees	300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2025-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-29
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-27
➖
WYLDER, Richard resigned
director
2025-02-28
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-12-24
📄
capital-allotment-shares
capital · SH01
2024-12-23
📄
resolution
resolution · RESOLUTIONS
2024-12-23
📄
memorandum-articles
incorporation · MA
2024-12-23
📄
capital-name-of-class-of-shares
capital · SH08
2024-12-10
📄
capital-allotment-shares
capital · SH01
2024-12-10
📄
resolution
resolution · RESOLUTIONS
2024-12-10
📄
memorandum-articles
incorporation · MA
2024-12-09
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-11-28
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-15
➕
WYLDER, Richard appointed
director
2024-11-05
➖
WYLDER, Richard resigned
director
2024-11-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-04
➕
WYLDER, Richard appointed
director
2024-11-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-23
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-10
🏢
Company incorporated
As EQUITY RELEASE AND MORTGAGE PARTNERSHIP LTD
2021-02-10
➕
EVANS, Thomas Michael appointed
director

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Thomas Michael Evans Individual · British · DOB 12/1995 · age 31	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	10/02/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · DT postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
HAPPY HOME MORTGAGES LTD→ 10665011 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
HARNEY & CO FINANCIAL ADVISERS LIMITED→ 13202931 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
I T LANCASTER LIMITED→ 08270723 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
JMS WEALTH MANAGEMENT LTD→ 13319119 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
JOHN ROLFE FINANCIAL SERVICES LIMITED→ 09356066 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
LAYE CAPITAL LIMITED→ 15371989 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
LEWICK LTD→ 12011831 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
LUFFINGHAM LIMITED→ 12992132 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
MASPERO ASSOCIATES WEALTH MANAGEMENT LIMITED→ 09933578 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
MDH WEALTH MANAGEMENT LTD→ 10717064 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
MEADOWS MCDONALD MANAGEMENT LTD→ 05356583 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
MEDICAL & GENERAL INDEPENDENT FINANCIAL ADVISERS LTD→ 08970384 · est 2014 · no financials extracted	—	—	—	—	12y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2021-02-10

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Equity Release & Mortgage Partnership Egdon Hall

Lynch Lane

Weymouth

Dorset

DT4 9DN

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-12

Last: 2025-10-29

Officers (1 active · 2 resigned)

EVANS, Thomas Michael→

director · ~31y · appointed 2021-02-10

View their other companies + combined net worth →

Active

WYLDER, Richard→

director · ~69y · appointed 2024-11-15 · resigned 2025-10-27

Resigned

WYLDER, Richard→

director · ~69y · appointed 2024-11-04 · resigned 2024-11-05

Resigned

Click a director name to see their full track record across all companies.

Recent filings (29 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2025-12-19

confirmation-statement-with-updates

confirmation-statement · CS01

2025-10-29

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2025-10-29

termination-director-company-with-name-termination-date

officers · TM01

2025-10-29

confirmation-statement-with-updates

confirmation-statement · CS01

2025-02-28

change-account-reference-date-company-current-extended

accounts · AA01

2025-02-28

capital-allotment-shares

capital · SH01

2024-12-24

resolution

resolution · RESOLUTIONS

2024-12-23

memorandum-articles

incorporation · MA

2024-12-23

capital-name-of-class-of-shares

capital · SH08

2024-12-23

capital-allotment-shares

capital · SH01

2024-12-10

resolution

resolution · RESOLUTIONS

2024-12-10

memorandum-articles

incorporation · MA

2024-12-10

capital-variation-of-rights-attached-to-shares

capital · SH10

2024-12-09

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-11-28