ERIMUS GROUP LIMITED
🏛️Establishedactive
13237322 · ltd · incorporated 2021-03-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window opening · medium confidence
More negotiable than before — 1 signals weakening over the last 30 days.
- · Opportunity score: 73 → 67
- · Distress / opportunity: avoid → speculative
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.0y old — refinance window within 12 months
What changed my view
Last 30 days
Picture worsened over the last 30 days — 1 negative signal vs 0 positive.
- ↓Opportunity score: 73 → 67
- ·Distress / opportunity: avoid → speculative
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 67/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.0y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~5.0 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 9 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 1 gazette
- • 1 dissolution
Last 90 days
7
filings
- • 2 capital
- • 1 gazette
- • 1 dissolution
Last 180 days
7
filings
- • 2 capital
- • 1 gazette
- • 1 dissolution
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2026-06-16📄gazette-notice-voluntarygazette · GAZ1(A)
- 2026-06-06📄dissolution-application-strike-off-companydissolution · DS01
- 2026-05-07📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2026-05-07📄legacycapital · SH20
- 2026-05-07⚠️legacyinsolvency · CAP-SS
- 2026-05-07📄resolutionresolution · RESOLUTIONS
- 2025-08-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-05📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-24➖HUGHES, Louise resigneddirector
- 2024-09-24📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-01➕HARRIS, Nicholas George Robert appointeddirector
- 2024-08-01➖REA, Michael Peter resigneddirector
- 2024-07-26➖PEEL, Alistair Charles resignedsecretary
- 2023-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-03-17➕PEEL, Alistair Charles appointedsecretary
- 2023-03-17📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-09-21📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-07-13📄memorandum-articlesincorporation · MA
- 2022-07-13📄resolutionresolution · RESOLUTIONS
- 2022-07-12📄capital-name-of-class-of-sharescapital · SH08
- 2022-07-04🔓Charge satisfied #2
- 2022-07-04🔓Charge satisfied #1
- 2022-06-24➕WHITTINGHAM, James Oliver appointeddirector
- 2022-06-24➖DAVISON, Hannah Lauren resignedsecretary
- 2022-06-24➖DAVISON, Hannah Lauren resigneddirector
- 2022-06-24➖DAVISON, Paul James resigneddirector
- 2022-06-24➖ELGIE, Lee Robert resigneddirector
- 2022-06-24➕HUGHES, Louise appointeddirector
- 2022-06-24➖MILLER, Ian David resigneddirector
- 2022-06-24➖PINNELL, Scott Stephen resigneddirector
- 2022-06-24➕REA, Michael Peter appointeddirector
- 2021-07-07🔒Charge registered #2Lender: Graham Sizer as Security Trustee
- 2021-07-07🔒Charge registered #1Lender: Paul James Davison
- 2021-03-02🏢Company incorporatedAs ERIMUS GROUP LIMITED
- 2021-03-02➕DAVISON, Hannah Lauren appointedsecretary
- 2021-03-02➕DAVISON, Hannah Lauren appointeddirector
- 2021-03-02➕DAVISON, Paul James appointeddirector
- 2021-03-02➕ELGIE, Lee Robert appointeddirector
- 2021-03-02➕MILLER, Ian David appointeddirector
- 2021-03-02➕PINNELL, Scott Stephen appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-05-07: legacy
Group structure
Gallagher Holdings (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Gallagher Holdings (Uk) Limited
Corporate parent · holds 75-100% shares · board control
⬇
ERIMUS GROUP LIMITED
This company · 13237322
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gallagher Holdings (Uk) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/06/2022 |
1 historic (ceased) PSC
- Mr Paul James Davisonceased 24/06/2022· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & P WORLDWIDE SOLUTIONS LTD→ 08891951 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTON INVESTMENTS LIMITED→ 03621300 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| APEX LOAN AGENCY LIMITED→ 08989781 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| APEX MORTGAGE FINANCE LTD→ 14429418 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| APR RISKS LTD→ 17043744 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AQUILA EUROPEAN RENEWABLES PLC→ 11932433 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AQUILES SPECIALTY LIMITED→ 16843828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARBUTHNOT LATHAM & CO., LIMITED→ 00819519 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| ARCADIA GROUP PENSION TRUST LIMITED→ 00346324 · est 1938 · no financials extracted | — | — | — | — | 87y | — | — |
| ARCADIAN RISK CAPITAL (UK) LTD→ 12765929 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARCH CORPORATE MEMBER (NO.10) LIMITED→ 09695918 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARCH CORPORATE MEMBER (NO.11) LIMITED→ 09695877 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-03-02
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
The Walbrook Building
25 Walbrook
London
EC4N 8AW
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-16
Last: 2026-05-02
Officers (2 active · 9 resigned)
HARRIS, Nicholas George Robert→
Activedirector · ~52y · appointed 2024-08-01
View their other companies + combined net worth →
WHITTINGHAM, James Oliver→
Activedirector · ~49y · appointed 2022-06-24
View their other companies + combined net worth →
DAVISON, Hannah Lauren→
Resignedsecretary · appointed 2021-03-02 · resigned 2022-06-24
PEEL, Alistair Charles→
Resignedsecretary · appointed 2023-03-17 · resigned 2024-07-26
DAVISON, Hannah Lauren→
Resigneddirector · ~44y · appointed 2021-03-02 · resigned 2022-06-24
DAVISON, Paul James→
Resigneddirector · ~53y · appointed 2021-03-02 · resigned 2022-06-24
ELGIE, Lee Robert→
Resigneddirector · ~47y · appointed 2021-03-02 · resigned 2022-06-24
HUGHES, Louise→
Resigneddirector · ~56y · appointed 2022-06-24 · resigned 2025-02-24
MILLER, Ian David→
Resigneddirector · ~45y · appointed 2021-03-02 · resigned 2022-06-24
PINNELL, Scott Stephen→
Resigneddirector · ~50y · appointed 2021-03-02 · resigned 2022-06-24
REA, Michael Peter→
Resigneddirector · ~60y · appointed 2022-06-24 · resigned 2024-08-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Graham Sizer as Security Trustee | A registered charge | 1 property | 07/07/2021 | 04/07/2022 | |
| satisfied | Paul James Davison | A registered charge | — | 07/07/2021 | 04/07/2022 |
Recent filings (59 total)
gazette-notice-voluntary
gazette · GAZ1(A)
2026-06-16
dissolution-application-strike-off-company
dissolution · DS01
2026-06-06
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-05-07
legacy
capital · SH20
2026-05-07
legacy
insolvency · CAP-SS
2026-05-07
resolution
resolution · RESOLUTIONS
2026-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-05
change-person-director-company-with-change-date
officers · CH01
2025-08-14
accounts-with-accounts-type-full
accounts · AA
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
termination-director-company-with-name-termination-date
officers · TM01
2025-02-25
accounts-with-accounts-type-full
accounts · AA
2024-09-24
termination-director-company-with-name-termination-date
officers · TM01
2024-08-08
appoint-person-director-company-with-name-date
officers · AP01
2024-08-08
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-08