AFFINITY GROUP FINANCIAL SERVICES LIMITED
- 64999Financial intermediation not elsewhere classified
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 |
|---|---|
| Total assets | £29.6k |
| Current assets | £32.7k |
| Cash | £31.1k |
| Debtors | £1.6k |
| Net assets | £-7.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (21 events)Click to expand
- 2025-04-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-25📄capital-allotment-sharescapital · SH01
- 2025-03-06📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2025-02-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-02-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-02-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-22📄capital-allotment-sharescapital · SH01
- 2023-02-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-04-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-08-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-07-26📄capital-allotment-sharescapital · SH01
- 2021-07-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-07-15➖AMIN, Dharmeshkumar resigneddirector
- 2021-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-01➕PANDYA, Jayesh appointeddirector
- 2021-03-02🏢Company incorporatedAs AFFINITY GROUP FINANCIAL SERVICES LIMITED
- 2021-03-02➕AMIN, Dharmeshkumar appointeddirector
- 2021-03-02📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
Agfs Holding Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Agfs Holding Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/11/2022 |
2 historic (ceased) PSCs
- Mr Jayesh Pandyaceased 01/11/2022· 25-50% shares · 25-50% voting · board control
- Mr Dharmeshkumar Aminceased 01/11/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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