AJM FINANCIAL SOLUTIONS LTD
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (22 events)Click to expand
- 2026-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-12-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-15📄capital-allotment-sharescapital · SH01
- 2022-12-12📄resolutionresolution · RESOLUTIONS
- 2022-12-09📄memorandum-articlesincorporation · MA
- 2022-11-24➕MCCANN, Jessica Mary appointeddirector
- 2022-11-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-13📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-03-15🏢Company incorporatedAs AJM FINANCIAL SOLUTIONS LTD
- 2021-03-15➕MCCANN, Alexander James appointeddirector
- 2021-03-15📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jessica Mary Mccann Individual · British · DOB 05/1992 · age 34 | 25–50% | — | 25-50% shares | 25/11/2022 |
Mr Alexander James Mccann Individual · English · DOB 10/1991 · age 35 | 25–50% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/03/2021 |
1 historic (ceased) PSC
- Miss Jessica Mary Venablesceased 24/11/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.