ADVISORS4ME FINANCIAL SERVICES LIMITED

💤Zombieactive
13268579 · ltd · incorporated 2021-03-15
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 64999Financial intermediation not elsewhere classified
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-03-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-12-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-06-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-12-07
    FINDLAY, Stephanie Anne resigned
    director
  7. 2023-12-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-12-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2023-07-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2023-02-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2023-02-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2023-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2022-03-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2021-04-29
    📄
    capital-allotment-shares
    capital · SH01
  15. 2021-04-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2021-04-26
    FINDLAY, Stephanie Anne appointed
    director
  17. 2021-04-15
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2021-03-15
    🏢
    Company incorporated
    As ADVISORS4ME FINANCIAL SERVICES LIMITED
  19. 2021-03-15
    PAZIK, Mark appointed
    director
  20. 2021-03-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Mark Pazik
Individual · British · DOB 08/1969 · age 57
5075%
50–75%board control50-75% shares · 50-75% voting · board control15/03/2021
1 historic (ceased) PSC
  • Mrs Stephanie Anne Findlayceased 07/12/2023· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · PE postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
2AJF LTD
15271718 · est 2023 · no financials extracted
2y
A & J QUANT CAPITAL LTD
16501402 · est 2025 · no financials extracted
A S WHITAKER INVESTMENTS LIMITED
11758296 · est 2019 · no financials extracted
7y
A.S MORTGAGE SOLUTIONS LTD
15407499 · est 2024 · no financials extracted
2y
ADVANCED MORTGAGES LTD
12198598 · est 2019 · no financials extracted
6y
ADVOCATE MORTGAGE & PROTECTION LTD
16586658 · est 2025 · no financials extracted
AGENTIS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED
08914933 · est 2014 · no financials extracted
12y
AIIC GROUPCO 1 LTD
08318842 · est 2012 · no financials extracted
13y
ALBERT CAPITAL LIMITED
08917116 · est 2014 · no financials extracted
12y
ALEXANDER FINANCE LIMITED
01063308 · est 1972 · no financials extracted
53y
ALL ABOUT MORTGAGES LIMITED
14872312 · est 2023 · no financials extracted
2y
ALL CAR COMPONENTS (NORFOLK) LTD
15816778 · est 2024 · no financials extracted
1y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-03-15
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

Dunster Ling Common Road
North Wootton
King's Lynn
PE30 3RE
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-19
Last: 2025-12-05

Officers (1 active · 1 resigned)

PAZIK, Mark
director · ~57y · appointed 2021-03-15
View their other companies + combined net worth →
Active
FINDLAY, Stephanie Anne
director · ~52y · appointed 2021-04-26 · resigned 2023-12-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (21 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-07
termination-director-company-with-name-termination-date
officers · TM01
2023-12-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-12-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-30