AGENT SUMMARY LIMITED
🏛️Establishedactive
13286009 · ltd · incorporated 2021-03-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-6.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 1.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £6,198
Key financials
1 year extracted from filed iXBRL accountsCash
£15k
Net Worth
-£6k
Current Assets
£15k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Total assets | £109.9k |
| Current assets | £15.5k |
| Cash | £15.5k |
| Net assets | £-6.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15🔒Charge registered #1Lender: Kensington Mortgage Company Limited
- 2024-03-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-08➕MCKEOWN, Ronan Jeremy appointeddirector
- 2024-03-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-27➖MCKEOWN, Conor James resigneddirector
- 2024-02-27➖MCKEOWN, Ronan Jeremy resigneddirector
- 2024-02-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-02-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-09-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-07-24✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-05-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-04-28➕MCKEOWN, Ronan Jeremy appointeddirector
- 2021-03-23🏢Company incorporatedAs AGENT SUMMARY LIMITED
- 2021-03-23➕MCKEOWN, Matthew appointeddirector
- 2021-03-23➕MCKEOWN, Conor James appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Mckeown Individual · British · DOB 04/1997 · age 29 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/02/2024 |
4 historic (ceased) PSCs
- Mr Ronan Jeremy Mckeownceased 28/03/2024· 25-50% shares · 25-50% voting
- Agent Summary Holdings Limitedceased 27/02/2024· 75-100% shares · 75-100% voting
- Mr Matthew Mckeownceased 19/09/2023· 75-100% shares
- Mr Conor James Mckeownceased 28/04/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&L LETTINGS AND REFURBS LTD→ 12503543 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A2M REAL ESTATE LIMITED→ 15259754 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTIVE MUSLIM NATION LTD→ 16189065 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVAIT PROPERTY LTD→ 16677426 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCEDTEC PROPERTY SOLUTIONS LTD→ 13229913 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADVENT HOLDINGS LIMITED→ 16261706 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFFINITY LIVING CONCEPTS LTD→ 13665895 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJJAN CAPITAL LTD→ 11690512 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AJJAN INVESTMENTS LTD→ 11957164 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AKULA PROPERTIES LTD→ 11835440 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AL PROPERTIES ALLIANCE LIMITED→ 08446102 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ALAM ENTERPRISES LIMITED→ 03661354 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-03-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
19 Gloucester Rd
Ross-On-Wye
Herefordshire
HR9 5LQ
England
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15
Officers (2 active · 2 resigned)
MCKEOWN, Matthew→
Activedirector · ~29y · appointed 2021-03-23
View their other companies + combined net worth →
MCKEOWN, Ronan Jeremy→
Activedirector · ~62y · appointed 2024-03-08
View their other companies + combined net worth →
MCKEOWN, Conor James→
Resigneddirector · ~32y · appointed 2021-03-23 · resigned 2024-02-27
MCKEOWN, Ronan Jeremy→
Resigneddirector · ~62y · appointed 2023-04-28 · resigned 2024-02-27
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 15/08/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (36 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-16
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-28
accounts-with-accounts-type-dormant
accounts · AA
2024-11-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-08
appoint-person-director-company-with-name-date
officers · AP01
2024-03-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-02-27