ADFERCYMRU LTD
- · Oldest live charge 4.5y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 4.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £6.1k | £-22.2k |
| Current assets | £53.0k | £38.3k |
| Net assets | £-25.0k | £-22.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (13 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-06🔒Charge registered #2Lender: Dbw Investments (10) Limited
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-15🔒Charge registered #1Lender: Dbw Investments (3) Limited
- 2021-03-23🏢Company incorporatedAs ADFERCYMRU LTD
- 2021-03-23➕DAVIES, Nia Heledd appointedsecretary
- 2021-03-23➕DAVIES, Nia Heledd appointeddirector
- 2021-03-23➕FISHER, Ian Barry appointeddirector
- 2021-03-23📄incorporation-companyincorporation · NEWINC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Barry Fisher Individual · Welsh · DOB 10/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/03/2021 |
Ms Nia Heledd Davies Individual · Welsh · DOB 02/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/03/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dbw Investments (10) Dbw Investments (10) Limited | A registered charge | 2 properties | 06/03/2023 | — | |
| outstanding | Dbw Investments (3) Dbw Investments (3) Limited | A registered charge | 2 properties | 15/12/2021 | — |