ANDREW KAY PROPERTIES LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 3.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £209.1k | £216.1k |
| Current assets | £12.2k | £16.5k |
| Cash | £396 | £476 |
| Debtors | £11.8k | £16.0k |
| Net assets | £24.9k | £31.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 2 mortgage
- • 1 confirmation-statement
- • 2 mortgage
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-25🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2026-06-25🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2026-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-08🔒Charge registered #2Lender: Fleet Mortgages Limited
- 2023-09-07📄resolutionresolution · RESOLUTIONS
- 2023-09-07📄memorandum-articlesincorporation · MA
- 2023-02-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-20🔒Charge registered #1Lender: Yes Group Capital LTD
- 2023-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-08🏢Company incorporatedAs ANDREW KAY PROPERTIES LTD
- 2021-04-08➕KAY, Andrew appointeddirector
- 2021-04-08📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Kay Individual · British · DOB 01/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 08/04/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALEXANDRA STANLEY PROPERTY LIMITED→ 12050618 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ARBIR HOMES LTD→ 15081466 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 25/06/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 25/06/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 08/09/2023 | — | |
| outstanding | Yes Group Capital Yes Group Capital LTD | A registered charge | 2 properties | 20/01/2023 | — |