3STP LIMITED
🏛️Establishedactive
13362307 · ltd · incorporated 2021-04-28
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 4.4y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-01-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-13📄legacymiscellaneous · RPCH01
- 2023-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-30🔒Charge registered #2Lender: National Westminster Bank PLC
- 2022-03-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-16🔒Charge registered #1Lender: National Westminster Bank PLC
- 2022-01-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-10📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2021-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-28🏢Company incorporatedAs 3STP LIMITED
- 2021-04-28➕PATEL, Sachin appointeddirector
- 2021-04-28➕PATEL, Tejal appointeddirector
- 2021-04-28📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sachin Patel Individual · British · DOB 12/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/04/2021 |
Mrs Tejal Patel Individual · British · DOB 09/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/04/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 348 DOLLIS HILL LTD→ 14439165 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 43 ENGADINE STREET FREEHOLD LIMITED→ 12632132 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 47 CUMBERLAND STREET LTD→ 13668551 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 4D HOMES LONDON LIMITED→ 15384574 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 4F PROPERTIES LTD→ 14360008 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 5 CROHAM VALLEY ROAD LTD→ 12931423 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 5 WATERBROOK LIMITED→ 13467529 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 502 JEROME HOUSE LIMITED→ 16309980 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 51/53 HANDEL WAY FREEHOLD LTD→ 15047144 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 516 ROMNEY HOUSE LIMITED→ 05744483 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| 52 DELANCY STREET MANAGEMENT LIMITED→ 04421734 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 52 NORTH LIMITED→ 13043917 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-04-28
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
4 Kerry Avenue
Stanmore
HA7 4NP
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-11
Last: 2026-04-27
Officers (2 active · 0 resigned)
PATEL, Sachin→
Activedirector · ~46y · appointed 2021-04-28
View their other companies + combined net worth →
PATEL, Tejal→
Activedirector · ~43y · appointed 2021-04-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/03/2022 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 16/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (25 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
change-person-director-company-with-change-date
officers · CH01
2025-04-30
change-person-director-company-with-change-date
officers · CH01
2025-04-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-10
change-person-director-company-with-change-date
officers · CH01
2025-02-10
change-person-director-company-with-change-date
officers · CH01
2025-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
legacy
miscellaneous · RPCH01
2023-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-06