BUSY BEE MORTGAGE AND PROTECTION SOLUTIONS LIMITED
- 65110Life insurance
- 66220Activities of insurance agents and brokers
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (7 events)Click to expand
- 2025-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-19🏢Company incorporatedAs BUSY BEE MORTGAGE AND PROTECTION SOLUTIONS LIMITED
- 2021-05-19➕JOHNSTONE, Susan Ann appointeddirector
- 2021-05-19📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Susan Ann Johnstone Individual · British · DOB 06/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/05/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BALSCOTE TRUSTEES (NO2) LTD→ 14195048 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEACH VILLAS INVESTMENTS LIMITED→ 09206127 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BISHOP & BISHOP ESTATES LTD→ 15940043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK PROPERTY & INVESTMENTS LIMITED→ 15651819 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE STONE FINANCIAL SERVICES LTD→ 14656410 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BLUEDROP SERVICES (HOLDINGS) LIMITED→ 11928923 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BROADLANDS WEALTH LIMITED→ 16884891 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROKER EXPERTS LIMITED→ 11641724 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BULLBEAR INVESTMENTS LIMITED→ 07787428 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| C A HOUSE MORTGAGES LTD→ 11749637 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| C DOYLE WEALTH MANAGEMENT LIMITED→ 15688158 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| C. BILLOR LIMITED→ 15447091 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.