A J O PROPERTY INVESTMENTS LIMITED
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 4.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.7 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £341.0k | £597.9k |
| Current assets | £22.6k | £287.7k |
| Cash | £21.8k | £3.1k |
| Debtors | £820 | £1.3k |
| Net assets | £31.8k | £21.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2026-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-09🔓Charge satisfied #4
- 2023-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-02🔒Charge registered #4Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-14🔒Charge registered #3Lender: Charter Court Financial Services LTD
- 2021-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-14🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-18🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2021-07-07📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-06-10🏢Company incorporatedAs A J O PROPERTY INVESTMENTS LIMITED
- 2021-06-10➕OWENS, Amanda Jane appointeddirector
- 2021-06-10➕OWENS, Antony John appointeddirector
- 2021-06-10📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Antony John Owens Individual · British · DOB 04/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/06/2021 |
Mrs Amanda Jane Owens Individual · British · DOB 10/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/06/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A & H PHILLIPS LTD→ 15184998 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A.J.T PROPERTY INVESTMENTS LIMITED→ 10770645 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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| ACP (BILLERICAY) LIMITED→ 14014913 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AD PRIME MANAGEMENT LTD→ 16613047 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD PRIME PROPERTY LTD→ 16561264 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFERTURE GROUP LIMITED→ 16355045 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFLOSP PROPERTY LIMITED→ 16455280 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGATHA REALTY SOLUTIONS LTD→ 16317131 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIDA HOMES LTD→ 16851515 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIZL INVESTMENTS LIMITED→ 12883382 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 02/11/2023 | 09/12/2024 | |
| outstanding | Precise Mortgages Charter Court Financial Services LTD | A registered charge | 1 property | 14/01/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/12/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 18/10/2021 | — |