25WAINSFORD LTD
🌿Early-stageactive
13476103 · ltd · incorporated 2021-06-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£43.4k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 4.3y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £43,357
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£43k
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 |
|---|---|
| Total assets | £359.9k |
| Net assets | £43.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-15🔒Charge registered #3Lender: Paragon Bank PLC
- 2025-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-18📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-26🔒Charge registered #2Lender: Kensington Mortgage Company Limited
- 2023-05-26🔓Charge satisfied #1
- 2023-03-14📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-04🔒Charge registered #1Lender: Charter Court Financial Services Limited (Trading as Precise Mortgages)
- 2021-06-24🏢Company incorporatedAs 25WAINSFORD LTD
- 2021-06-24➕GOSIEWSKI, Dylan Thomas appointeddirector
- 2021-06-24➕GOSIEWSKI, Sophie Marie appointeddirector
- 2021-06-24📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sophie Marie Gosiewski Individual · English · DOB 05/1983 · age 43 | 25–50% | — | 25-50% shares | 24/06/2021 |
Mr Dylan Thomas Gosiewski Individual · Irish · DOB 05/1978 · age 48 | 25–50% | — | 25-50% shares | 24/06/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23 WEST MALL MANAGEMENT LIMITED→ 01660626 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| 24 MOUNT STREET MANCHESTER HN LIMITED→ 12397173 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 26 HALLAM ROAD MANAGEMENT LIMITED→ 01917991 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
| 27 ABERDEEN ROAD MANAGEMENT LIMITED→ 08820530 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 28 COTHAM ROAD MANAGEMENT COMPANY LIMITED→ 04091342 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| 28 EXMOUTH ROAD MANAGEMENT COMPANY LIMITED→ 11166458 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 28 OAKFIELD GROVE RESIDENTS ASSOCIATION LIMITED→ 01364074 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| 284 BATH ROAD MANAGEMENT COMPANY LIMITED→ 11571039 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 29 BEDMINSTER DOWN ROAD MANAGEMENT COMPANY LIMITED→ 08488622 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 29 BRENTRY ROAD MANAGEMENT COMPANY LIMITED→ 10919429 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 29 SEYMOUR ROAD EMC LIMITED→ 10155273 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 2C PROPERTIES LIMITED→ 09300016 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-06-24
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
4 Vassall Road
Fishponds
Bristol
BS16 2LQ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-07
Last: 2025-06-23
Officers (2 active · 0 resigned)
GOSIEWSKI, Dylan Thomas→
Activedirector · ~48y · appointed 2021-06-24
View their other companies + combined net worth →
GOSIEWSKI, Sophie Marie→
Activedirector · ~43y · appointed 2021-06-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/05/2026 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 26/05/2023 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited (Trading as Precise Mortgages) | A registered charge | 1 property | 04/02/2022 | 26/05/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-21
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-09-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-26
change-person-director-company-with-change-date
officers · CH01
2023-06-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-20
change-person-director-company-with-change-date
officers · CH01
2023-06-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-26