ACL PROPERTY HOLDINGS LTD
Opportunity 71/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
34 live charges · 8 lenders · oldest 4.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.7 years — mid-life; refi window approaching.
- · 8 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £3.78M | £4.09M |
| Current assets | — | £26.6k |
| Net assets | £10.0k | £-7.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 address
Corporate timeline (61 events)Click to expand
- 2026-04-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-04-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-26🔒Charge registered #34Lender: Paratus Amc Limited
- 2025-11-26🔒Charge registered #33Lender: Paratus Amc Limited
- 2025-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-22🔒Charge registered #32Lender: Together Commercial Finance Limited
- 2024-07-22🔒Charge registered #31Lender: Together Commercial Finance Limited
- 2024-07-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-21🔒Charge registered #30Lender: Together Commercial Finance Limited
- 2024-03-21🔒Charge registered #29Lender: Together Commercial Finance Limited
- 2024-02-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-21🔒Charge registered #28Lender: Lendinvest Security Trustees Limited
- 2024-02-21🔒Charge registered #27Lender: Lendinvest Security Trustees Limited
- 2023-11-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-23🔒Charge registered #26Lender: Mtf (Le) Limited
- 2023-11-23🔒Charge registered #25Lender: Mtf (Le) Limited
- 2023-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-16🔒Charge registered #24Lender: Lendinvest Btl Limited
- 2023-05-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-19🔒Charge registered #23Lender: Lendinvest Btl Limited
- 2023-04-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-17🔒Charge registered #22Lender: Hampshire Trust Bank PLC (01311315)
- 2023-03-17🔒Charge registered #21Lender: Hampshire Trust Bank PLC (01311315)
- 2023-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-12🔒Charge registered #20Lender: Lendinvest Security Trustees Limited
- 2023-01-12🔒Charge registered #19Lender: Lendinvest Security Trustees Limited
- 2023-01-09🔓Charge satisfied #13
- 2023-01-09🔓Charge satisfied #9
- 2022-12-22🔒Charge registered #18Lender: Lendinvest Btl Limited
- 2022-12-22🔒Charge registered #17Lender: Lendinvest Security Trustees Limited
- 2022-12-22🔒Charge registered #16Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #15Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #14Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #13Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #12Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #11Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #10Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #9Lender: Lendinvest Security Trustees Limited
- 2022-09-06🔒Charge registered #8Lender: Lendinvest Security Trustees Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Lamburne Individual · British · DOB 05/1960 · age 66 | 75–100% | — | 75-100% shares | 06/07/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABACULUS LIMITED→ 10288814 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBOTTS ACRES LIMITED→ 16371327 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOW PROPERTY LTD→ 14022215 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AC PORTSMOUTH PROPERTY LTD→ 16410486 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC SOUTHERN PROPERTIES LIMITED→ 10205429 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AC&C ENTERPRISES LIMITED→ 16928885 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS 4/20 MANAGEMENT LIMITED→ 05860988 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACCOMMODATION BY DJT LTD→ 15182675 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACH HOMES LTD→ 07118590 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ACOG FREEHOLD LTD→ 14413525 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACORN INVESTMENT AND TRADING LTD→ 12642009 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACQUIRED SOLUTIONS LTD→ 08524243 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 26/11/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 26/11/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 22/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 22/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 21/03/2024 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 21/02/2024 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 21/02/2024 | — | |
| outstanding | Mtf (Le) Mtf (Le) Limited | A registered charge | 1 property | 23/11/2023 | — | |
| outstanding | Mtf (Le) Mtf (Le) Limited | A registered charge | 1 property | 23/11/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 16/08/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 19/05/2023 | — | |
| outstanding | Hampshire Trust Bank (01311315) Hampshire Trust Bank PLC (01311315) | A registered charge | — | 17/03/2023 | — | |
| outstanding | Hampshire Trust Bank (01311315) Hampshire Trust Bank PLC (01311315) | A registered charge | 2 properties | 17/03/2023 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 12/01/2023 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 12/01/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 2 properties | 22/12/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 22/12/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 22/12/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | 09/01/2023 | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | 09/01/2023 | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/09/2022 | — | |
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 2 properties | 17/06/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 25/03/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 04/03/2022 | — | |
| satisfied | Hbb Bridging Loans Hbb Bridging Loans Limited | A registered charge | 1 property | 10/11/2021 | 22/06/2022 | |
| satisfied | Hbb Bridging Loans Hbb Bridging Loans Limited | A registered charge | 1 property | 10/11/2021 | 22/06/2022 |