AAC PROPERTIES (NEWCASTLE) LIMITED
🌿Early-stageactive
13516874 · ltd · incorporated 2021-07-19
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 4.4y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-08📄gazette-notice-compulsorygazette · GAZ1
- 2024-06-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-14🔒Charge registered #1Lender: Paratus Amc Limited
- 2021-07-26➕JARVIS-SMITH, Nicholas appointeddirector
- 2021-07-26➕JARVIS-SMITH, William Paul appointeddirector
- 2021-07-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-19🏢Company incorporatedAs AAC PROPERTIES (NEWCASTLE) LIMITED
- 2021-07-19➕JARVIS-SMITH, Luke appointeddirector
- 2021-07-19📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nicholas Jarvis-Smith Individual · English · DOB 01/1996 · age 30 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/07/2021 |
Mr William Paul Jarvis-Smith Individual · British · DOB 05/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/07/2021 |
Mr Luke Jarvis-Smith Individual · English · DOB 01/1996 · age 30 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/07/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A C J PROPERTIES LTD→ 11997063 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AA PROPERTY (NE) LTD→ 16921474 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA PROPRIETE LIMITED→ 13774346 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AA REAL ESTATE (NORTH EAST) LIMITED→ 17062016 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABBOTSVALE PROPERTY MAINTENANCE LTD→ 10885612 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ABE (NORTH EAST) LIMITED→ 16882619 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABERCROMBY ESTATES LIMITED→ 11749273 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABERS HOLDINGS LTD→ 15650364 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABFA PROPERTY LIMITED→ 12889824 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABI MADU LTD→ 12881132 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABLY PROPERTIES LTD→ 14011612 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABOC PROPERTIES LIMITED→ 16628551 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-07-19
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
13 Alderwood Crescent
Newcastle Upon Tyne
NE6 4TT
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-01
Last: 2025-07-18
Officers (3 active · 0 resigned)
JARVIS-SMITH, Luke→
Activedirector · ~30y · appointed 2021-07-19
View their other companies + combined net worth →
JARVIS-SMITH, Nicholas→
Activedirector · ~30y · appointed 2021-07-26
View their other companies + combined net worth →
JARVIS-SMITH, William Paul→
Activedirector · ~37y · appointed 2021-07-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 14/01/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-31
gazette-filings-brought-up-to-date
gazette · DISS40
2024-10-09
gazette-notice-compulsory
gazette · GAZ1
2024-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-03
appoint-person-director-company-with-name-date
officers · AP01
2021-07-26
appoint-person-director-company-with-name-date
officers · AP01
2021-07-26
incorporation-company
incorporation · NEWINC
2021-07-19