CLEAR VISION WEALTH MANAGEMENT LTD
🌿Early-stageactive
13555174 · ltd · incorporated 2021-08-09
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-08-05📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-07-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-20📄memorandum-articlesincorporation · MA
- 2022-07-20📄resolutionresolution · RESOLUTIONS
- 2022-07-20📄resolutionresolution · RESOLUTIONS
- 2022-05-24➕LYONS, John Paul appointeddirector
- 2022-01-07➕DELANEY, Kevin Damian appointeddirector
- 2022-01-07➖NOBLE, Elizabeth Jane resigneddirector
- 2021-08-09🏢Company incorporatedAs CLEAR VISION WEALTH MANAGEMENT LTD
- 2021-08-09➕NOBLE, Elizabeth Jane appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Paul Lyons Individual · British · DOB 07/1967 · age 59 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/06/2022 |
2 historic (ceased) PSCs
- Mr Kevin Damian Delaneyceased 12/08/2025· significant influence
- Miss Elizabeth Jane Nobleceased 12/08/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLACKCROWN INVESTMENTS LIMITED→ 16963321 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHOUDHRY PROPERTY INNOVATIONS LTD→ 15994642 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CONNECT BROKERS LIMITED→ 11365141 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CORNERSTONE FINANCIAL MANAGEMENT LTD→ 09553793 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CORNICHE FINANCIAL SERVICES LTD→ 11605859 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CROMPTON INVESTMENT PROPERTY LIMITED→ 14205201 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CURRENCY HOUSE LIMITED→ 15815994 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| D & K HASLAM LIMITED→ 14462111 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DANIEL PETER SALMON FINANCIAL PLANNING LIMITED→ 09455974 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| DANNY ROSE CONSULTANCY LTD→ 15077841 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DAVID MORRIS FINANCE LIMITED→ 06981985 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| DBD CAPITAL LTD→ 14111297 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
112 - 116 Hamill House
Chorley New Road
Bolton
BL1 4DH
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08
Officers (2 active · 1 resigned)
DELANEY, Kevin Damian→
Activedirector · ~44y · appointed 2022-01-07
View their other companies + combined net worth →
LYONS, John Paul→
Activedirector · ~59y · appointed 2022-05-24
View their other companies + combined net worth →
NOBLE, Elizabeth Jane→
Resigneddirector · ~43y · appointed 2021-08-09 · resigned 2022-01-07
Click a director name to see their full track record across all companies.
Recent filings (33 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-08
change-person-director-company-with-change-date
officers · CH01
2024-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-07