RETAINING HOLDINGS LIMITED
Opportunity 69/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 2.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.4 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £-533 | £-533 |
| Net assets | £-533 | £-533 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 2 mortgage
- • 2 mortgage
- • 2 officers
Corporate timeline (36 events)Click to expand
- 2026-04-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-08🔓Charge satisfied #2
- 2026-04-08🔓Charge satisfied #1
- 2025-12-02➕RIDEHALGH, Mark James appointeddirector
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-25➖CRUMP, Michael Anthony resigneddirector
- 2025-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-13➖TRIGG, Charles Edmund resigneddirector
- 2025-09-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-20🔒Charge registered #2Lender: Wilmington Trust (London) Limited
- 2024-09-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-04🔒Charge registered #1Lender: Wilmington Trust (London) Limited as Security Trustee
- 2023-12-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-11-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-18📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-04-27📄memorandum-articlesincorporation · MA
- 2023-04-27📄resolutionresolution · RESOLUTIONS
- 2023-04-27📄capital-name-of-class-of-sharescapital · SH08
- 2023-04-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-04-06➕RODDY, Michael Ignatius appointeddirector
- 2023-04-06➕CRUMP, Michael Anthony appointeddirector
- 2023-04-06➖HUGHES, Donal James resigneddirector
- 2023-04-06➖LAMB, William resigneddirector
- 2023-04-06➕TRIGG, Charles Edmund appointeddirector
- 2021-08-17🏢Company incorporatedAs RETAINING HOLDINGS LIMITED
- 2021-08-17➕HUGHES, Donal James appointeddirector
- 2021-08-17➕LAMB, William appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CRUMP, Michael Anthony resigned 2025-11-25; TRIGG, Charles Edmund resigned 2025-11-13
Group structure
Sigmaroc Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sigmaroc Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2023 |
2 historic (ceased) PSCs
- Mr William Lambceased 06/04/2023· 25-50% shares · 25-50% voting
- Mr Donal James Hughesceased 06/04/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | 1 property | 20/02/2025 | 08/04/2026 | |
| satisfied | Wilmington Trust (London) as Security Trustee Wilmington Trust (London) Limited as Security Trustee | A registered charge | — | 04/01/2024 | 08/04/2026 |