ALL STARS FINANCE LIMITED

💤Zombieactive
13573235 · ltd · incorporated 2021-08-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-03-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2026-03-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-12-21
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2025-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-11-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2025-11-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-10-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-03-20
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  10. 2023-02-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2023-02-23
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  12. 2022-05-04
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2022-04-28
    📄
    capital-allotment-shares
    capital · SH01
  14. 2021-08-18
    🏢
    Company incorporated
    As ALL STARS FINANCE LIMITED
  15. 2021-08-18
    CROSBY, Stephen Clive appointed
    director
  16. 2021-08-18
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 76 — succession pressure is live.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Stephen Clive Crosby
Individual · British · DOB 02/1950 · age 76
5075%
25–50%50-75% shares · 50-75% voting18/08/2021
Janet Maureen Crosby
Individual · British · DOB 04/1950 · age 76
2550%
25–50%25-50% shares · 25-50% voting03/03/2026
1 historic (ceased) PSC
  • Janet Maureen Crosbyceased 03/03/2026· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-08-18
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

Haslers Hawke House
Old Station Road
Loughton
Essex
IG10 4PL
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-01
Last: 2025-08-18

Officers (1 active · 0 resigned)

CROSBY, Stephen Clive
director · ~76y · appointed 2021-08-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (18 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-03
resolution
resolution · RESOLUTIONS
2025-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-29
change-account-reference-date-company-current-extended
accounts · AA01
2023-03-20
accounts-with-accounts-type-dormant
accounts · AA
2023-02-23
change-account-reference-date-company-current-shortened
accounts · AA01
2023-02-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-05