86-90 PHS LTD
🌿Early-stageactive
13586052 · ltd · incorporated 2021-08-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 77/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 0.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-24🔒Charge registered #2Lender: Handelsbanken PLC
- 2025-10-24🔒Charge registered #1Lender: Handelsbanken PLC
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-25🏢Company incorporatedAs 86-90 PHS LTD
- 2021-08-25➕BISHOP, Julian Charles appointeddirector
- 2021-08-25➕BISHOP, Oliver Russell appointeddirector
- 2021-08-25➕BISHOP, Ray appointeddirector
- 2021-08-25📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — BISHOP, Julian Charles (same surname) appointed 2021-08-25. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ray Bishop Individual · British · DOB 11/1955 · age 71 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/08/2021 |
Mr Julian Charles Bishop Individual · British · DOB 10/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/08/2021 |
Mr Oliver Russell Bishop Individual · British · DOB 05/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST CONSERVATORY CENTRE LIMITED→ 04706581 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 1TRX LTD→ 09548059 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 24HR PLUMBING LTD→ 16726687 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 TROJANS LIMITED→ 14329379 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 365 ELECTRICAL INSTALLATIONS LTD→ 07624998 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 3CORE SERVICES LTD→ 10858559 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 3D DEVELOPMENT LTD→ 17124877 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3DE BIM LTD→ 13783766 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3E'S COMMERCIAL PROPERTY PROJECT LTD→ 16373634 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3E'S SUPPORTING BUSINESS AND PEOPLE LTD→ 15484168 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3T SAFETY AND TRAINING LIMITED→ 15094603 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & B CARPENTRY & CONSTRUCTION LIMITED→ 03424517 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-08-25
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
74 Wyndham Crescent
Cardiff
CF11 9EF
Wales
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (3 active · 0 resigned)
BISHOP, Julian Charles→
Activedirector · ~40y · appointed 2021-08-25
View their other companies + combined net worth →
BISHOP, Oliver Russell→
Activedirector · ~42y · appointed 2021-08-25
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 11 properties | 24/10/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 2 properties | 24/10/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (15 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
change-person-director-company-with-change-date
officers · CH01
2023-08-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-23
change-person-director-company-with-change-date
officers · CH01
2022-11-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
incorporation-company
incorporation · NEWINC
2021-08-25