HGH FINANCE LIMITED

🌿Early-stageactive

13645436 · ltd · incorporated 2021-09-27

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Activities of financial services holding companies

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 76/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 4.4y

40/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Charge age ~4.4 years — mid-life; refi window approaching.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

20 officers (15 active, 20 linked, 19 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

3 connected companies via shared directors

Filing history

66 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 capital

Last 90 days

filing

• 1 capital

Last 180 days

filings

• 2 capital
• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (53 events)Click to expand

2026-06-01
📄
capital-allotment-shares
capital · SH01
2026-02-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-17
➕
PANUCCIO, Susan Lee appointed
director
2026-02-17
➖
CRAIG, Mark Skimming resigned
director
2026-02-04
📄
legacy
miscellaneous · RP01SH01
2026-01-27
📄
capital-allotment-shares
capital · SH01
2025-11-14
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-24
➕
HAYS, James Charles appointed
director
2025-08-08
📄
change-account-reference-date-company-current-extended
accounts · AA01
2025-04-23
📄
accounts-with-accounts-type-group
accounts · AA
2025-02-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-14
➕
VON SIMSON, Justin appointed
director
2025-02-14
➖
LAND, Andrew Ronald resigned
director
2024-12-24
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-24
🔓
Charge satisfied #2
2024-10-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-15
➕
SHALDERS, David Peter appointed
director
2024-10-03
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-03
📄
change-person-director-company-with-change-date
officers · CH01
2024-09-04
📄
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2024-07-05
📄
accounts-with-accounts-type-group
accounts · AA
2024-05-17
📄
resolution
resolution · RESOLUTIONS
2024-05-13
📄
capital-allotment-shares
capital · SH01
2024-05-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-07
➖
ENTRECANALES, Luis Munoz-Rojas resigned
director
2024-02-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-15
🔒
Charge registered #4
Lender: Morgan Stanley Senior Funding, Inc.
2024-02-15
🔒
Charge registered #3
Lender: Morgan Stanley Senior Funding, Inc.
2022-05-12
➕
PARRY-CROOKE, James Pierre Michael appointed
director
2022-05-12
➖
DE VIENNE, Domitille resigned
director
2022-01-25
➕
BERNSTEIN, John Daniel appointed
director
2022-01-25
➕
BOOTH, Clement Burns appointed
director
2022-01-25
➕
BURKIN, Caroline Mckim appointed
director
2022-01-25
➕
COLLINS, Andrew Dominic John Bucke appointed
director
2022-01-25
➕
FRIEDWAGNER, Ralph Christian appointed
director
2022-01-25
➕
HODGSON, David Charles appointed
director
2022-01-25
➕
HOWDEN, David Philip appointed
director
2022-01-25
➕
LYLES, Kelly Jean appointed
director
2022-01-25
➕
STEPHEN, Thomas Mark appointed
director
2022-01-25
➖
BLOOMER, William David resigned
director
2022-01-25
➕
DE VIENNE, Domitille appointed
director
2022-01-25
➕
ENTRECANALES, Luis Munoz-Rojas appointed
director
2022-01-25
➕
LAND, Andrew Ronald appointed
director
2022-01-24
🔒
Charge registered #2
Lender: Wilmington Trust, National Association
2022-01-24
🔒
Charge registered #1
Lender: Morgan Stanley Senior Funding, Inc.
2021-09-27
🏢
Company incorporated
As HGH FINANCE LIMITED

Showing most recent 50 of 53 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-14 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 72 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Hgh Midco 2 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Hgh Midco 2 Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

HGH FINANCE LIMITED

This company · 13645436

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Hgh Midco 2 Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	25/01/2022

2 historic (ceased) PSCs

Howden Group Holdings Limited ceased 25/01/2022· 75-100% shares · 75-100% voting · board control
Hgh Midco 2 Limitedceased 25/01/2022· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ALPINE GLOBAL PRIME HOLDINGS LIMITED→ 16840130 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALTA GROUP HOLDINGS LTD→ 16301790 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ALTA SIGNA HOLDINGS LIMITED→ 11885585 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ALTAIR HOLDINGS LIMITED→ 15075056 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ALTASIA LIMITED→ 14570735 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2021-09-27

Jurisdictionengland-wales

Primary SIC64205 — Activities of financial services holding companies

Registered office

One

Creechurch Place

London

EC3A 5AF

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-09-30

Confirmation statement

Next due: 2027-03-15

Last: 2026-03-01