A FATTORINI THE JEWELLER LIMITED
🌿Early-stageactive
13651358 · ltd · incorporated 2021-09-29
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£-22.9k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: SIC 47770
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -64% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.1y
35/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.1 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £22,853
Cash draining
Cash down 64% YoY
Cash YoY
-64%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£41k
↓ 64% YoY
Net Worth
-£23k
↑ 75% YoY
Current Assets
£1.5m
↑ 57% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £1.51M | £909.5k |
| Current assets | £1.55M | £986.0k |
| Cash | £40.6k | £113.5k |
| Debtors | £27.9k | — |
| Net assets | £-22.9k | £-89.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 confirmation-statement
Last 180 days
3
filings
- • 2 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-04-16📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2026-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-29📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-06🔒Charge registered #1Lender: Ashton Smith Associates Limited
- 2022-02-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-02-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-31➕BEALES, Wayne Michael appointeddirector
- 2022-01-31➕WOOLLEY, Jane Elizabeth appointeddirector
- 2022-01-31➖ASHTON, Mark David resigneddirector
- 2021-09-29🏢Company incorporatedAs A FATTORINI THE JEWELLER LIMITED
- 2021-09-29➕ASHTON, Mark David appointeddirector
- 2021-09-29➕BEALES, Wayne Michael appointeddirector
- 2021-09-29➖BEALES, Wayne Michael resigneddirector
- 2021-09-29📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jane Elizabeth Woolley Individual · British · DOB 05/1964 · age 62 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/01/2022 |
2 historic (ceased) PSCs
- Mr Wayne Michael Bealesceased 31/01/2022· 25-50% shares · 25-50% voting
- Mr Mark David Ashtonceased 31/01/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&B DELIVERIES LTD→ 12932499 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABELSIP LIMITED→ 17111688 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABRASIVES FOR INDUSTRY LIMITED→ 05864161 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ABSAR'S LIMITED→ 12512486 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABSOLUTE BODYCARE LIMITED→ 11134674 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ABVC SPORTS LIMITED→ 17122250 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACADEMIA SCHOOLWEAR LTD→ 11498000 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACME SL LTD→ 10712381 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACS SALES LTD→ 16868606 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACTIVE TRENDZ LTD→ 13894241 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADAM'S CONNECTIONS LTD→ 16963556 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADAMS LOCAL STORE LTD→ 16138892 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-09-29
Jurisdictionengland-wales
Primary SIC47770 — SIC 47770
Registered office
1 Park View Court
St. Pauls Road
Shipley
BD18 3DZ
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-05-01
Last: 2026-04-17
Officers (2 active · 2 resigned)
BEALES, Wayne Michael→
Activedirector · ~63y · appointed 2022-01-31
View their other companies + combined net worth →
WOOLLEY, Jane Elizabeth→
Activedirector · ~62y · appointed 2022-01-31
View their other companies + combined net worth →
ASHTON, Mark David→
Resigneddirector · ~64y · appointed 2021-09-29 · resigned 2022-01-31
BEALES, Wayne Michael→
Resigneddirector · ~63y · appointed 2021-09-29 · resigned 2021-09-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ashton Smith Associates Ashton Smith Associates Limited | A registered charge | — | 06/06/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-23
change-account-reference-date-company-current-extended
accounts · AA01
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-06
appoint-person-director-company-with-name-date
officers · AP01
2022-02-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-02-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-17