ARGYLL DRUMMOND FINANCIAL SERVICES LTD
🌿Early-stageactive
13681741 · ltd · incorporated 2021-10-15
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£8.0k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64999Financial intermediation not elsewhere classified
- 65110Life insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £8,013
Cash YoY
+55%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£16k
↑ 55% YoY
Net Worth
£8k
↑ 29% YoY
Current Assets
£17k
↑ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £8.0k | £6.2k |
| Current assets | £16.6k | £13.7k |
| Cash | £16.3k | £10.5k |
| Debtors | £300 | £3.3k |
| Net assets | £8.0k | £6.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 officers
- • 1 accounts
Last 180 days
3
filings
- • 1 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-01➕FOX, Sydney Rose appointeddirector
- 2025-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-19📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2022-10-21📍change-sail-address-company-with-new-addressaddress · AD02
- 2022-10-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-15🏢Company incorporatedAs ARGYLL DRUMMOND FINANCIAL SERVICES LTD
- 2021-10-15➕LEYDEN, Ian appointeddirector
- 2021-10-15📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Leyden Individual · British · DOB 08/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/10/2021 |
1 historic (ceased) PSC
- Mrs Deborah Wardceased 14/12/2021· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A2B FINANCIAL SOLUTIONS LIMITED→ 11607552 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGENTS OF TIME- FINANCIAL PLANNING LTD→ 12337687 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AL SUHOOL AL MUZDAHIRA AL JADEEDA FOR INVESTMENT LTD→ 16920101 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL-BARASEEN FOR CONTRACTING AND GENERAL TRADING LTD→ 16902136 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALDBOROUGH FINANCE LIMITED→ 02081224 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| ALLIANCE PROPERTY FINANCE LIMITED→ 14441524 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALPHA ASSETABLE LTD→ 15755299 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW RUSSELL LIMITED→ 11566715 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARDJ INVESTMENT LIMITED→ 05770888 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ARLINGTON INSURANCE SERVICES LIMITED→ 05356494 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ASHCROFT FINANCIAL SOLUTIONS LIMITED→ 15103145 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHMUIR→ 13775995 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-10-15
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
Bank Side Farm
Reedness
Goole
DN14 8ET
United Kingdom
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-12-28
Last: 2025-12-14
Officers (2 active · 0 resigned)
FOX, Sydney Rose→
Activedirector · ~30y · appointed 2026-04-01
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Recent filings (16 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-21
change-sail-address-company-with-old-address-new-address
address · AD02
2023-05-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-19
change-sail-address-company-with-new-address
address · AD02
2022-10-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-12-14