ACRES FINANCIAL SERVICES LIMITED

🌿Early-stageactive
13695601 · ltd · incorporated 2021-10-21
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees4400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
  1. 2025-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-08-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2023-07-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-06-12
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  6. 2022-07-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2022-07-25
    📄
    capital-allotment-shares
    capital · SH01
  8. 2022-07-22
    📄
    memorandum-articles
    incorporation · MA
  9. 2022-07-22
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2022-07-22
    📄
    capital-name-of-class-of-shares
    capital · SH08
  11. 2021-10-21
    🏢
    Company incorporated
    As ACRES FINANCIAL SERVICES LIMITED
  12. 2021-10-21
    DEEKES, Jayne Ann appointed
    director
  13. 2021-10-21
    DEEKES, Nigel Barry appointed
    director
  14. 2021-10-21
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jayne Ann Deekes
Individual · British · DOB 11/1966 · age 60
2550%
25–50%board control25-50% shares · 25-50% voting · board control21/10/2021
Mr Nigel Barry Deekes
Individual · British · DOB 01/1966 · age 60
2550%
25–50%board control25-50% shares · 25-50% voting · board control21/10/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-10-21
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

28 Beeches Walk
Sutton Coldfield
B73 6HN
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-03
Last: 2025-10-20

Officers (2 active · 0 resigned)

DEEKES, Jayne Ann
director · ~60y · appointed 2021-10-21
View their other companies + combined net worth →
Active
DEEKES, Nigel Barry
director · ~60y · appointed 2021-10-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (15 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-05
change-account-reference-date-company-previous-extended
accounts · AA01
2023-06-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-21
change-person-director-company-with-change-date
officers · CH01
2022-07-28
capital-allotment-shares
capital · SH01
2022-07-25
memorandum-articles
incorporation · MA
2022-07-22
resolution
resolution · RESOLUTIONS
2022-07-22
capital-name-of-class-of-shares
capital · SH08
2022-07-22
incorporation-company
incorporation · NEWINC
2021-10-21