AJB PROPERTY & DEVELOPMENT LTD

💤Zombieactive

13705156 · ltd · incorporated 2021-10-26

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2025

Net worth

—

book net assets

Opportunity

66/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

12 live charges · 5 lenders · oldest 3.6y

5/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Charge age ~3.6 years — mid-life; refi window approaching.
· 5 lenders named — inter-creditor friction likely.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

12 charges (12/12 with lender, 12/12 with type)

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

21 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

66/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-10-31	2024-10-31
Average employees	1	100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 1 mortgage
• 1 accounts

Last 90 days

filings

• 4 mortgage
• 1 accounts

Last 180 days

filings

• 5 mortgage
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2026-06-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
🔒
Charge registered #12
Lender: Paragon Bank PLC
2026-05-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-18
🔒
Charge registered #11
Lender: The Mortgage Works (UK) PLC
2026-04-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-26
🔒
Charge registered #10
Lender: The Mortgage Works (UK) PLC
2026-03-26
🔒
Charge registered #9
Lender: The Mortgage Works (UK) PLC
2026-02-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-12
🔒
Charge registered #8
Lender: Charter Court Financial Services Limited
2025-08-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-27
🔒
Charge registered #7
Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
2025-04-08
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-07
🔒
Charge registered #6
Lender: Charter Court Financial Services Limited
2025-02-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-07
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-06
🔒
Charge registered #5
Lender: Charter Court Financial Services Limited
2024-04-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-05
🔒
Charge registered #4
Lender: Charter Court Financial Services Limited
2024-03-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-22
🔒
Charge registered #3
Lender: Charter Court Financial Services Limited
2024-03-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-14
🔒
Charge registered #2
Lender: Charter Court Financial Services Limited
2024-02-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-07
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-04
🔒
Charge registered #1
Lender: Shawbrook Bank Limited
2021-10-26
🏢
Company incorporated
As AJB PROPERTY & DEVELOPMENT LTD
2021-10-26
➕
BENTLEY, Andrew appointed
director
2021-10-26
📄
incorporation-company
incorporation · NEWINC

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low

6 new charges in last 12 months

medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-05-29: A registered charge; 2026-05-18: A registered charge; 2026-03-26: A registered charge

12 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Bentley Individual · British · DOB 11/1982 · age 44	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	26/10/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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AJE LTD→ 12328284 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
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AKB PROPERTY DEVELOPMENT LTD→ 16533957 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALAMANIOTIS PROPERTIES LTD→ 10995519 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ALASKA PROPERTY LTD→ 10139756 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ALBION STREET PROPERTIES LIMITED→ 09225497 · est 2014 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2021-10-26

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

4 - 6 Swaby's Yard

Walkergate

Beverley

East Yorkshire

HU17 9BZ

England

Filing status

Accounts

Next due: 2027-07-31

Last made up to: 2025-10-31

Confirmation statement

Next due: 2026-11-08

Last: 2025-10-25

Officers (1 active · 0 resigned)

BENTLEY, Andrew→

director · ~44y · appointed 2021-10-26

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:12 of 12 shown

		Type	Properties
outstanding	Paragon Paragon Bank PLC	A registered charge	1 property	29/05/2026	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	18/05/2026	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	26/03/2026	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	26/03/2026	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	12/02/2026	—
outstanding	Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages	A registered charge	2 properties	27/08/2025	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	07/04/2025	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	06/01/2025	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	05/04/2024	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	22/03/2024	—
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	14/03/2024	—
outstanding	Shawbrook Shawbrook Bank Limited	A registered charge	1 property	04/11/2022	—

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