A & J ACCOMMODATION LTD
🌿Early-stageactive
13730816 · ltd · incorporated 2021-11-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£27.8k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 5 lenders · oldest 4.2y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.2 years — mid-life; refi window approaching.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £27,804
Key financials
1 year extracted from filed iXBRL accountsCash
£11k
Net Worth
£28k
Current Assets
£15k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 |
|---|---|
| Total assets | £475.2k |
| Current assets | £15.1k |
| Cash | £11.3k |
| Debtors | £3.8k |
| Net assets | £27.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 address
Last 180 days
2
filings
- • 1 accounts
- • 1 address
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-04-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-04-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-24🔒Charge registered #6Lender: West One Secured Loans Limited
- 2024-05-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-29🔒Charge registered #7Lender: Paragon Bank PLC
- 2024-04-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-17🔒Charge registered #5Lender: Lendinvest Btl Limited
- 2023-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-04-21🔒Charge registered #4Lender: Paragon Bank PLC
- 2022-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-16🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2022-04-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-04🔒Charge registered #2Lender: Paratus Amc Limited
- 2022-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-08🔒Charge registered #1Lender: Paratus Amc Limited
- 2021-11-09🏢Company incorporatedAs A & J ACCOMMODATION LTD
- 2021-11-09➕PALAZZESCHI, Alfredo appointeddirector
- 2021-11-09➕WANG, Jake Guankai appointeddirector
- 2021-11-09📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jake Guankai Wang Individual · British · DOB 03/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/11/2021 |
Mr Alfredo Palazzeschi Individual · Italian · DOB 04/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/11/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 117 HIGH STREET, CLAY CROSS LTD→ 12431770 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 1GCC INVESTMENTS LIMITED→ 07658300 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 1ST FIELD PROPERTIES AND MANAGEMENT LIMITED→ 04636961 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 29 ST. BARNABAS ROAD LIMITED→ 04272187 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 312 DAISY SPRING WORKS LIMITED→ 16776577 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 365 PROPERTY LTD→ 12719652 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 365 STORAGE LIMITED→ 15570203 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3AL PROPERTY LTD→ 15795845 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3D CONTOURS LTD→ 11465856 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3ELIZ PROPERTY EMPORIUM LTD→ 16322510 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3RD ECHELON LTD→ 12889081 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4 DONCASTER ROAD LIMITED→ 14172825 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-11-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
S1 Works 57, 57 Chippinghouse Road
Sheffield
S8 0ZF
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-04
Last: 2025-10-21
Officers (2 active · 0 resigned)
PALAZZESCHI, Alfredo→
Activedirector · ~43y · appointed 2021-11-09
View their other companies + combined net worth →
WANG, Jake Guankai→
Activedirector · ~44y · appointed 2021-11-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
5
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | West One Secured Loans West One Secured Loans Limited | A registered charge | 1 property | 24/05/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 29/04/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 17/04/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 21/04/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/09/2022 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 04/04/2022 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 08/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
change-account-reference-date-company-current-shortened
accounts · AA01
2026-04-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-03
change-person-director-company-with-change-date
officers · CH01
2023-10-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-16
change-person-director-company-with-change-date
officers · CH01
2023-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-25