A&L CZECH LTD
🌿Early-stageactive
13733676 · ltd · incorporated 2021-11-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 3.7y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | — | £392.7k |
| Current assets | — | £5.6k |
| Net assets | — | £-62.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2025-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-16🔒Charge registered #1Lender: United Trust Bank Limited
- 2022-10-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-27📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-09🏢Company incorporatedAs A&L CZECH LTD
- 2021-11-09➕CZECH, Alexander James, Dr appointeddirector
- 2021-11-09➕CZECH, Laura Nabila, Dr appointeddirector
- 2021-11-09📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CZECH" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Alexander James Czech Individual · British · DOB 10/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/11/2021 |
Dr Laura Nabila Czech Individual · British · DOB 03/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/11/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACQUIRED PROPERTY LIMITED→ 15351022 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADT PROPERTY RENTALS LIMITED→ 11649149 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AG & DA PROPERTIES LTD→ 11431867 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIBEN PROPERTIES UK LTD→ 16667995 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJC MANAGEMENT LTD→ 16997582 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AJFORSYTH LETTINGS LIMITED→ 15207374 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AK URBAN PROPERTIES LTD→ 16059830 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AKYIL LTD→ 16921881 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBEMARLE HOUSE RESIDENTS ASSOCIATION LIMITED→ 01543076 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
| ALBION WYCLIFFE HOUSE LTD→ 12290325 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALCHEMY PROPERTY INVESTMENTS (2018) LTD→ 11194745 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALCHEMY PROPERTY SERVICES LTD→ 13800779 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-11-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
46 Hitchin Road
Weston
Hitchin
SG4 7AY
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-22
Last: 2025-11-08
Officers (2 active · 0 resigned)
CZECH, Alexander James, Dr→
Activedirector · ~45y · appointed 2021-11-09
View their other companies + combined net worth →
CZECH, Laura Nabila, Dr→
Activedirector · ~45y · appointed 2021-11-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | United Trust Bank United Trust Bank Limited | A registered charge | 1 property | 16/11/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
change-person-director-company-with-change-date
officers · CH01
2022-10-05
change-person-director-company-with-change-date
officers · CH01
2022-09-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-27
appoint-person-director-company-with-name-date
officers · AP01
2021-11-12
incorporation-company
incorporation · NEWINC
2021-11-09